ZIP 22738 Property Distress & Foreclosure Data

In Madison County, Virginia, ZIP 22738 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (64/100). Its standout signals are construction/permit lag (70/100), institutional ownership (35/100), structural risk (34/100). structural risk (34/100) and mortgage stress (14/100) stay muted. Structural exposure scores 34 and live distress 4 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.8% over the trailing year, and 24% higher over three years, at 50/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 487 housing units across 22738. Educational attainment sits at 18% bachelor's-or-above. Owners hold 94% of homes, renters 6%. Median household income is $89,896, above the U.S. median near $78,000. 848 residents call 22738 home, typically aged 44. Vacancy runs 24.4%, above the national norm and a classic distress-and-opportunity signal. 9.2% of residents fall below the poverty threshold. Rent burden reaches 0% of tenant households. Home values center near $288,600, an affordability ratio of 3.2× — accessible. DLRadar's demographic-stress index for the area reads 23/100.

Taken together, 22738 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.