ZIP 33781 Foreclosure, Tax-Lien & Distress Report

In Pinellas County, Florida, ZIP 33781 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural exposure scores 69 and live distress 9 on the 0–100 scale. Climate and flood risk are elevated too — flood (NFIP) exposure (99/100), FEMA disaster exposure (99/100), climate & FEMA risk (98/100). Its standout signals are institutional ownership (75/100), structural risk (69/100), mortgage stress (30/100). mortgage stress (30/100) stay muted.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 15% higher over three years, at 19/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 64% of homes, renters 36%. Vacancy runs 13.3%, above the national norm and a classic distress-and-opportunity signal. 13.4% of residents fall below the poverty threshold. Educational attainment sits at 22% bachelor's-or-above. 27,357 residents call 33781 home, typically aged 42. There are about 12,429 housing units across 33781. Home values center near $265,700, an affordability ratio of 4.5×. Median household income is $55,378, below the U.S. median near $78,000. Rent burden reaches 47% of tenant households. DLRadar's demographic-stress index for the area reads 37/100.

Taken together, 33781 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Inside the full report, DLRadar lists 106 distressed properties for 33781 — owner, address, APN, per-parcel score, bank exposure and exit read.