ZIP 33781 Foreclosure, Tax-Lien & Distress Report

In Pinellas County, Florida, ZIP 33781 scores 32 of 100 for composite distress, a moderate level on DLRadar's distress index. Latent structural risk is 69/100 while live distress already moving reads 9/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (100/100), FEMA disaster exposure (99/100), climate & FEMA risk (98/100). Its standout signals are institutional ownership (75/100), structural risk (69/100), mortgage stress (30/100). By contrast, mortgage stress (30/100) register low.

The peak-phase market in 33781 posted values that rose 0.6% over the year, and 15% higher over three years (phase confidence 6/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 64% of homes, renters 36%. Vacancy runs 13.3%, above the national norm and a classic distress-and-opportunity signal. Roughly 13.4% live below the poverty line. Educational attainment sits at 22% bachelor's-or-above. About 27,357 people live here, median age 42. The ZIP holds roughly 12,429 housing units. A median home runs $265,700 here, or 4.5 times local income. Median household income is $55,378, below the U.S. median near $78,000. Rent burden reaches 47% of tenant households. DLRadar's demographic-stress index for the area reads 37/100.

Taken together, 33781 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 33781 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 33781 read uses the identical scoring model applied coast to coast, which means its 32/100 score means exactly what it means anywhere else, and 33781 stays directly comparable to neighboring ZIPs and the rest of Pinellas County, Florida. Nothing here is interpolated — where a source is thin for 33781, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

33781's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 33781 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.