ZIP 54481 Property Distress & Foreclosure Data

ZIP code 54481 in Portage County, Wisconsin carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 35/100 against active distress of 1/100. Environmental exposure also runs high (climate & FEMA risk (70/100)). What sets it apart are the readings on construction/permit lag (52/100), structural risk (35/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100).

The expansion-phase market in 54481 posted values that rose 5.8% over the year, and 24% higher over three years, at 33/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 27,878 with a median age of 30. At $57,234, median income runs below typical U.S. levels. Vacancy runs 5.2%. The poverty rate is 15.0%. 56% of housing is owner-occupied. The demographic-stress sub-score lands at 30/100. The typical home is worth about $201,000 (3.4× income, relatively affordable). Around 38% of adults hold a bachelor's degree or higher. There are about 12,814 housing units across 54481. Rent burden reaches 39% of tenant households.

On balance 54481 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.