ZIP 54481 Foreclosure, Tax-Lien & Distress Report

ZIP 54481's composite property-distress score is 23/100 - DLRadar classes that as low for Portage County, Wisconsin. Structural exposure scores 53 and live distress 1 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (70/100). The most distinctive pressure shows up in construction/permit lag (81/100), structural risk (53/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (2/100).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 24% higher over three years, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

27,878 residents call 54481 home, typically aged 30. Households earn a median $57,234 — below the roughly $78,000 national figure. The vacancy rate is 5.2%. The poverty rate is 15.0%. 56% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 30/100. The typical home is worth about $201,000 (3.4× income, relatively affordable). Around 38% of adults hold a bachelor's degree or higher. There are about 12,814 housing units across 54481. Around 39% of renters are cost-burdened.

Overall, 54481 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 54481 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 54481 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 54481 can be compared directly against any other ZIP in Portage County, Wisconsin or nationwide. 54481 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 54481 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. Practically, 54481 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.