ZIP 61378 Foreclosure, Tax-Lien & Distress Report

Lee County, Illinois's ZIP 61378 registers 18/100 composite distress, which DLRadar reads as low. Structural risk reads 41/100 against active distress of 1/100. The sharpest non-environmental signals are construction/permit lag (93/100), structural risk (41/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The market reads expansion — home values rose 5.7% year on year, at 33/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 28% of adults hold a bachelor's degree or higher. 606 residents call 61378 home, typically aged 30. 2.1% of residents fall below the poverty threshold. The typical home is worth about $188,600 (2.0× income, relatively affordable). Rent burden reaches 28% of tenant households. 68% of housing is owner-occupied. At $84,464, median income runs near typical U.S. levels. Vacancy runs 8.0%. DLRadar's demographic-stress index for the area reads 23/100. The ZIP holds roughly 200 housing units.

Overall 61378 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 61378 read uses the identical scoring model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 61378 stays directly comparable to neighboring ZIPs and the rest of Lee County, Illinois. Nothing here is interpolated — where a source is thin for 61378, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 18/100 for 61378 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 61378 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.