ZIP 64850 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 64850 (Newton County, Missouri) at a low 28/100 for overall property distress. What sets it apart are the readings on structural risk (64/100), construction/permit lag (49/100), institutional ownership (48/100). By contrast, mortgage stress (19/100) register low. Structural risk reads 64/100 against active distress of 6/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (77/100).

Prices here sit in a peak phase: values rose 2.0% over the trailing year, 1.4% off the recent peak, and 23% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $60,945, below the U.S. median near $78,000. 16.2% of residents fall below the poverty threshold. On demographic stress specifically, 64850 scores 28/100. Educational attainment sits at 21% bachelor's-or-above. The vacancy rate is 8.9%. 25,355 residents call 64850 home, typically aged 35. The ZIP holds roughly 10,062 housing units. Home values center near $171,500, an affordability ratio of 2.6× — accessible. Around 24% of renters are cost-burdened. Owners hold 67% of homes, renters 33%.

Net-net, 64850 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 64850 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 64850 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Newton County, Missouri and the nation. Sparse data for 64850 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 28/100 figure for 64850 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 64850 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.