ZIP 78065 Foreclosure, Tax-Lien & Distress Report

ZIP code 78065 in Atascosa County, Texas carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (FEMA disaster exposure (71/100)). Its heaviest discrete signals: construction/permit lag (58/100), structural risk (46/100), institutional ownership (39/100). On the quiet end sit institutional ownership (39/100) and mortgage stress (14/100). Latent structural risk is 46/100 while live distress already moving reads 4/100.

The market reads contraction — home values fell 1.2% year on year, 2.0% off the recent peak, and 6% higher over three years, at 21/100 phase confidence. A cooling market tends to open discount-to-value windows.

11,835 residents call 78065 home, typically aged 36. Around 37% of renters are cost-burdened. The vacancy rate is 11.2%. The tenure split is 77% owner-occupied to 23% rented. There are about 4,302 housing units across 78065. At $63,653, median income runs below typical U.S. levels. The typical home is worth about $167,300 (2.1× income, relatively affordable). Educational attainment sits at 12% bachelor's-or-above. On demographic stress specifically, 78065 scores 29/100. The poverty rate is 15.6%.

On the whole, 78065 leans distressed, with opportunity clustered in specific stressed parcels. While 78065 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 78065 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 78065, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 78065 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. For a buyer, 78065 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.