ZIP 80514 Foreclosure, Tax-Lien & Distress Report

ZIP code 80514 in Weld County, Colorado carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic distress index. Structural exposure scores 48 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (60/100). Its standout signals are structural risk (48/100), construction/permit lag (37/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (6/100) stay muted.

The market reads peak — home values rose 0.6% year on year, and 7% higher over three years, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 82% of homes, renters 18%. The poverty rate is 5.3% — low. Population is roughly 6,419 with a median age of 33. DLRadar's demographic-stress index for the area reads 32/100. Home values center near $488,500, an affordability ratio of 4.5×. Educational attainment sits at 30% bachelor's-or-above. There are about 2,462 housing units across 80514. Median household income is $99,389, above the U.S. median near $78,000. Vacancy runs 4.5%. Rent burden reaches 50% of tenant households.

Overall, 80514 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 80514 at the moment; the composite and its components are still built from verifiable records.

Whether 80514 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 80514 can be compared directly against any other ZIP in Weld County, Colorado or nationwide. 80514 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 80514's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 80514 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.