ZIP 80520 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 80520 (Weld County, Colorado) at a low 22/100 for overall property distress. The most distinctive pressure shows up in structural risk (49/100), construction/permit lag (39/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low. The split runs 49/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (63/100).

The peak-phase market in 80520 posted values that rose 0.6% over the year, and 10% higher over three years (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $449,400 here, or 6.9 times local income. Vacancy runs 0.0%. Median household income is $65,139, below the U.S. median near $78,000. Rent burden reaches 100% of tenant households. 6.1% of residents fall below the poverty threshold. Educational attainment sits at 21% bachelor's-or-above. The ZIP holds roughly 582 housing units. The demographic-stress sub-score lands at 47/100. The tenure split is 83% owner-occupied to 17% rented. Population is roughly 1,684 with a median age of 42.

Net-net, 80520 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 80520 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 80520 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 80520 can be compared directly against any other ZIP in Weld County, Colorado or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 80520 shows blanks, not estimates, wherever the record is sparse.

80520's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 80520 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.