ZIP 83845 Foreclosure, Tax-Lien & Distress Report

ZIP code 83845 in Boundary County, Idaho carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: construction/permit lag (85/100), structural risk (29/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Latent structural risk is 29/100 while live distress already moving reads 1/100.

The market reads peak — home values rose 1.5% year on year, and 6% lower over three years (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

Home values center near $373,700, an affordability ratio of 5.0×. Owners hold 77% of homes, renters 23%. About 2,223 people live here, median age 47. The poverty rate is 15.4%. Median household income is $71,944, near the U.S. median near $78,000. Vacancy runs 11.4%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 36/100. The ZIP holds roughly 1,071 housing units. Educational attainment sits at 24% bachelor's-or-above. Rent burden reaches 43% of tenant households.

On balance 83845 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 83845 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 83845's 12/100 can be lined up against any neighbor in Boundary County, Idaho or any ZIP coast to coast. Sparse data for 83845 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 83845's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 83845 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.