ZIP 90814 Foreclosure, Tax-Lien & Distress Report

In Los Angeles County, California, ZIP 90814 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (100/100), FEMA disaster exposure (98/100), flood (NFIP) exposure (93/100)). The pressure is most legible in institutional ownership (73/100), structural risk (69/100), mortgage stress (27/100). On the quiet end sit mortgage stress (27/100) and construction/permit lag (4/100). On the structural side it scores 69/100, with 8/100 of stress already active.

The market reads peak — home values held roughly flat year on year, and 8% higher over three years, at 12/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 9,725 housing units across 90814. Vacancy runs 4.2%. Home values center near $950,700, an affordability ratio of 9.2× — stretched. At $98,070, median income runs above typical U.S. levels. Owners hold 31% of homes, renters 69%. DLRadar's demographic-stress index for the area reads 47/100. Roughly 11.7% live below the poverty line. Around 35% of renters are cost-burdened. Population is roughly 20,676 with a median age of 36. Educational attainment sits at 56% bachelor's-or-above.

Net-net, 90814 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 90814 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 90814 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 90814 shows blanks, not estimates, wherever the record is sparse.

90814's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 90814 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.