ZIP 92677 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 92677 in Orange County, California comes in at 27, a low composite-distress reading. What sets it apart are the readings on construction/permit lag (63/100), structural risk (62/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. The split runs 62/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (86/100).

The market reads peak — home values held roughly flat year on year, and 38% higher over three years (phase confidence 12/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 50% of renters are cost-burdened. Roughly 5.9% live below the poverty line, a low share typical of higher-equity areas. There are about 27,643 housing units across 92677. About 59% have a four-year degree. Median household income is $140,605, above the U.S. median near $78,000. The tenure split is 67% owner-occupied to 34% rented. About 64,023 people live here, median age 48. The demographic-stress sub-score lands at 41/100. Vacancy runs 7.4%. Home values center near $1,190,900, an affordability ratio of 8.0× — stretched.

Overall, 92677 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 92677 at the moment; the composite and its components are still built from verifiable records.

The number is not local guesswork: 92677's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 92677, the field stays empty rather than modeled, and fills in as new documents post.

92677's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 92677 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.