ZIP 93704 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 93704 (Fresno County, California) lands at 19/100 — low on DLRadar's public-record scoring. What sets it apart are the readings on structural risk (40/100), construction/permit lag (26/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (3/100) stay muted. Structural exposure scores 40 and live distress 1 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (99/100).

Prices here sit in a peak phase: values rose 1.2% over the trailing year, 2.2% off the recent peak, and 10% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

The poverty rate is 16.9% — high, a tax-stress and distress correlate. Around 52% of renters are cost-burdened. About 35% have a four-year degree. Home values center near $401,600, an affordability ratio of 5.3×. On demographic stress specifically, 93704 scores 39/100. 54% of housing is owner-occupied. At $69,659, median income runs near typical U.S. levels. The vacancy rate is 4.4%. The ZIP holds roughly 12,238 housing units. 29,172 residents call 93704 home, typically aged 38.

Overall, 93704 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 93704 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 93704 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 93704, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 93704 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. Treat 93704 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.