ZIP 94518 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 94518 (Contra Costa County, California) returns a low composite of 24/100. The sharpest non-environmental signals are structural risk (53/100), construction/permit lag (37/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (6/100). It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (71/100). The latent-versus-live split is 53/100 structural and 2/100 already moving.

The peak-phase market in 94518 posted values that held roughly flat over the year, and 6% higher over three years (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Educational attainment sits at 44% bachelor's-or-above. Rent burden reaches 56% of tenant households. Owners hold 69% of homes, renters 31%. Home values center near $859,000, an affordability ratio of 7.4× — stretched. Median household income is $111,406, above the U.S. median near $78,000. About 27,743 people live here, median age 40. On demographic stress specifically, 94518 scores 42/100. Vacancy runs 1.4%. 10.0% of residents fall below the poverty threshold. There are about 10,317 housing units across 94518.

Net-net, 94518 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 94518 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 94518 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 94518 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 94518's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 94518 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.