ZIP 94523 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 94523 (Contra Costa County, California) at a low 24/100 for overall property distress. The pressure is most legible in structural risk (53/100), construction/permit lag (37/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (6/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (71/100)). Structurally it carries 53/100, against 2/100 of stress already in motion.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 8% higher over three years (phase confidence 12/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Rent burden reaches 49% of tenant households. DLRadar's demographic-stress index for the area reads 40/100. Median household income is $142,622, above the U.S. median near $78,000. About 56% have a four-year degree. Vacancy runs 5.3%. A median home runs $1,076,600 here, or 7.3 times local income. Owners hold 63% of homes, renters 37%. About 34,789 people live here, median age 43. Roughly 6.4% live below the poverty line, a low share typical of higher-equity areas. There are about 14,133 housing units across 94523.

On balance 94523 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 94523 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 94523's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 94523 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 94523's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 94523 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.