ZIP 94531 Property Distress & Foreclosure Data

ZIP code 94531 in Contra Costa County, California carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (72/100)). What sets it apart are the readings on construction/permit lag (96/100), structural risk (68/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (6/100). Structural exposure scores 68 and live distress 2 on the 0–100 scale.

The peak-phase market in 94531 posted values that rose 1.2% over the year, and 8% lower over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 72% of homes, renters 28%. DLRadar's demographic-stress index for the area reads 37/100. Home values center near $701,600, an affordability ratio of 5.3×. Rent burden reaches 55% of tenant households. There are about 14,239 housing units across 94531. Educational attainment sits at 32% bachelor's-or-above. Population is roughly 44,746 with a median age of 39. Median household income is $123,428, above the U.S. median near $78,000. Vacancy runs 2.0%. 7.2% of residents fall below the poverty threshold.

On balance 94531 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.