ZIP 94531 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 94531 (Contra Costa County, California) at a low 20/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (69/100)). What sets it apart are the readings on structural risk (44/100), institutional ownership (16/100), mortgage stress (6/100). By contrast, institutional ownership (16/100) and mortgage stress (6/100) register low. The split runs 44/100 structural to 2/100 active on the ground.

The peak-phase market in 94531 posted values that held roughly flat over the year, and 8% lower over three years (phase confidence 12/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 72% owner-occupied to 28% rented. DLRadar's demographic-stress index for the area reads 37/100. A median home runs $701,600 here, or 5.3 times local income. Around 55% of renters are cost-burdened. The ZIP holds roughly 14,239 housing units. Educational attainment sits at 32% bachelor's-or-above. About 44,746 people live here, median age 39. Households earn a median $123,428 — above the roughly $78,000 national figure. The vacancy rate is 2.0%. Roughly 7.2% live below the poverty line, a low share typical of higher-equity areas.

Overall, 94531 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 94531 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 94531's 20/100 can be lined up against any neighbor in Contra Costa County, California or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 94531, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 94531 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For a buyer, 94531 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.