ZIP 94509 Foreclosure, Tax-Lien & Distress Report
Contra Costa County, California · Distress market
ZIP 94509's composite property-distress score is 20/100 - DLRadar classes that as low for Contra Costa County, California. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (69/100). Latent structural risk is 44/100 while live distress already moving reads 2/100. What sets it apart are the readings on structural risk (44/100), institutional ownership (16/100), mortgage stress (6/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (6/100).
The peak-phase market in 94509 posted values that held roughly flat over the year, and 4% lower over three years, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.
The demographic-stress sub-score lands at 45/100. The poverty rate is 13.7%. Median household income is $81,512, near the U.S. median near $78,000. Educational attainment sits at 19% bachelor's-or-above. Around 54% of renters are cost-burdened. The ZIP holds roughly 24,390 housing units. The vacancy rate is 2.6%. 71,013 residents call 94509 home, typically aged 38. A median home runs $584,100 here, or 6.9 times local income. Owners hold 58% of homes, renters 42%.
Net-net, 94509 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 94509's 20/100 can be lined up against any neighbor in Contra Costa County, California or any ZIP coast to coast. 94509 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 94509 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. Practically, 94509 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 94509 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
94509 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 94509, the same set carried on every parcel.
Nearby ZIPs in Contra Costa County
Nearest ZIP codes to 94509
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 94509
Related ZIP, county and statewide reads linked to Contra Costa County, California.
Unlock parcel-level detail for ZIP 94509
Pull every distressed parcel in 94509 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology