ZIP 94509 Foreclosure, Tax-Lien & Distress Report

ZIP 94509's composite property-distress score is 24/100 - DLRadar classes that as low for Contra Costa County, California. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (71/100). Latent structural risk is 53/100 while live distress already moving reads 2/100. What sets it apart are the readings on structural risk (53/100), construction/permit lag (37/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (6/100).

The peak-phase market in 94509 posted values that held roughly flat over the year, and 4% lower over three years, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 45/100. The poverty rate is 13.7%. Median household income is $81,512, near the U.S. median near $78,000. Educational attainment sits at 19% bachelor's-or-above. Around 54% of renters are cost-burdened. The ZIP holds roughly 24,390 housing units. The vacancy rate is 2.6%. 71,013 residents call 94509 home, typically aged 38. A median home runs $584,100 here, or 6.9 times local income. Owners hold 58% of homes, renters 42%.

Net-net, 94509 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 94509's 24/100 can be lined up against any neighbor in Contra Costa County, California or any ZIP coast to coast. 94509 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 94509 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. Practically, 94509 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.