ZIP 94509 Property Distress & Foreclosure Data

ZIP code 94509 in Contra Costa County, California carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (72/100). The latent-versus-live split is 68/100 structural and 2/100 already moving. What sets it apart are the readings on construction/permit lag (96/100), structural risk (68/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (6/100) register low.

The market reads peak — home values rose 1.2% year on year, and 4% lower over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 45/100. The poverty rate is 13.7%. At $81,512, median income runs near typical U.S. levels. Around 19% of adults hold a bachelor's degree or higher. Around 54% of renters are cost-burdened. The ZIP holds roughly 24,390 housing units. The vacancy rate is 2.6%. About 71,013 people live here, median age 38. The typical home is worth about $584,100 (6.9× income). 58% of housing is owner-occupied.

Net-net, 94509 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.