ZIP 94520 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 94520 (Contra Costa County, California) lands at 24/100 — low on DLRadar's public-record scoring. The split runs 53/100 structural to 2/100 active on the ground. Leading the profile are structural risk (53/100), construction/permit lag (37/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (6/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (71/100).

The market reads peak — home values held roughly flat year on year, and 1% higher over three years, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 36,767 with a median age of 35. 12.9% of residents fall below the poverty threshold. The ZIP holds roughly 14,085 housing units. Around 52% of renters are cost-burdened. The vacancy rate is 2.7%. Educational attainment sits at 30% bachelor's-or-above. The typical home is worth about $601,000 (7.2× income, severely stretched). Median household income is $79,790, near the U.S. median near $78,000. Owners hold 37% of homes, renters 63%. DLRadar's demographic-stress index for the area reads 46/100.

Net-net, 94520 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 94520 at the moment; the composite and its components are still built from verifiable public records.

Whether 94520 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 94520 can be compared directly against any other ZIP in Contra Costa County, California or nationwide. 94520 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 24/100 for 94520 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 94520 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.