Federated Bank (FDIC #10464): Bank Stress & Real-Estate Credit Exposure

Federated Bank (FDIC Cert #10464): bank stress 52/100, moderate, STABLE over 7 days; parent LONGVIEW CAPITAL CORP.

Federated Bank (#10464) lends in 3 counties across 1 state; Federated Bank (#10464) reaches 86 ZIP codes: Illinois 3 counties, 86 ZIPs.

Federated Bank (#10464) largest markets: Will County, IL (45 branches, 45 ZIPs) (#10464), Iroquois County, IL (84 branches, 28 ZIPs) (#10464), Kankakee County, IL (21 branches, 21 ZIPs) (#10464).

Federated Bank (#10464) reports $140.1 million in total assets; Federated Bank (#10464) equity $19.6 million (14.0% of Federated Bank (#10464) assets); Federated Bank (#10464) domestic deposits $119.2 million; Federated Bank (#10464) net income $820,000; Federated Bank (#10464) return on assets 1.20%; Federated Bank (#10464) return on equity 8.37%; Federated Bank (#10464) net interest income $3.3 million; Federated Bank (#10464) call report June 30, 2026.

Federated Bank (#10464) noncurrent real-estate loans: none reported; Federated Bank (#10464) net charge-offs on real estate 0.32%.

Federated Bank (#10464) net interest margin 5.51% against an eight-quarter Federated Bank (#10464) average of 3.73% (Federated Bank (#10464) compression -1.78 points); Federated Bank (#10464) rate-exposure score 40/100, Federated Bank (#10464) fixed-rate trap 40/100; Federated Bank (#10464) risk type credit driven; Federated Bank (#10464) rate regime rates elevated, Federated Bank (#10464) snapshot October 19, 2026.

Federated Bank (#10464) stress score moved from 40.5 on June 22, 2026 to 52.5 on October 20, 2026; Federated Bank (#10464) ranged 40.5 to 52.5 over 117 snapshots.

Federated Bank (#10464) alerts: 3 counties; top Federated Bank (#10464) alert scores: Bradley County, IL 21 (low); Braidwood County, IL 21 (low); Onarga County, IL 21 (low).