Lindell Bank&Trust Co (FDIC #1073): Bank Stress & Real-Estate Credit Exposure
Lindell Bank&Trust Co (FDIC Cert #1073): bank stress 11/100, contained, STABLE over 7 days; parent FIRST ILLINOIS BCORP INC.
Lindell Bank&Trust Co (#1073) lends in 5 counties across 2 states; Lindell Bank&Trust Co (#1073) reaches 135 ZIP codes: Missouri 4 counties, 101 ZIPs; Illinois 1 county, 34 ZIPs.
Lindell Bank&Trust Co (#1073) largest markets: St. Louis County, MO (376 branches, 47 ZIPs) (#1073), St. Clair County, IL (34 branches, 34 ZIPs) (#1073), St. Louis County, MO (60 branches, 30 ZIPs) (#1073), Jefferson County, MO (25 branches, 25 ZIPs) (#1073), St. Charles County, MO (45 branches, 15 ZIPs) (#1073).
Lindell Bank&Trust Co (#1073) reports $915.2 million in total assets; Lindell Bank&Trust Co (#1073) equity $165.0 million (18.0% of Lindell Bank&Trust Co (#1073) assets); Lindell Bank&Trust Co (#1073) domestic deposits $707.2 million; Lindell Bank&Trust Co (#1073) net income $12.2 million; Lindell Bank&Trust Co (#1073) return on assets 2.62%; Lindell Bank&Trust Co (#1073) return on equity 15.16%; Lindell Bank&Trust Co (#1073) net interest income $19.1 million; Lindell Bank&Trust Co (#1073) call report June 30, 2026.
Lindell Bank&Trust Co (#1073) noncurrent real-estate loans: none reported; Lindell Bank&Trust Co (#1073) multifamily -2.94%; Lindell Bank&Trust Co (#1073) residential -0.01%; Lindell Bank&Trust Co (#1073) net charge-offs on real estate 0.58%; Lindell Bank&Trust Co (#1073) multifamily charge-offs 1.91%; Lindell Bank&Trust Co (#1073) residential charge-offs 0.92%.
Lindell Bank&Trust Co (#1073) net interest margin 4.33% against an eight-quarter Lindell Bank&Trust Co (#1073) average of 4.16% (Lindell Bank&Trust Co (#1073) compression -0.17 points); Lindell Bank&Trust Co (#1073) non-residential real estate 92.3% of equity; Lindell Bank&Trust Co (#1073) rate-exposure score 40/100, Lindell Bank&Trust Co (#1073) fixed-rate trap 40/100; Lindell Bank&Trust Co (#1073) risk type rate trapped; Lindell Bank&Trust Co (#1073) rate regime rates elevated, Lindell Bank&Trust Co (#1073) snapshot October 19, 2026.
Lindell Bank&Trust Co (#1073) stress score moved from 13.1 on June 22, 2026 to 11 on October 19, 2026; Lindell Bank&Trust Co (#1073) ranged 11 to 13.1 over 116 snapshots.
Lindell Bank&Trust Co (#1073) alerts: 5 counties; top Lindell Bank&Trust Co (#1073) alert scores: East Saint Louis County, MO 10 (low); High Ridge County, MO 10 (low); Saint Louis County, MO 10 (low); Saint Peters County, MO 10 (low); Wildwood County, MO 10 (low).