Inbank (FDIC #11492): Bank Stress & Real-Estate Credit Exposure
Inbank (FDIC Cert #11492): bank stress 60/100, elevated, STABLE over 7 days; parent INBANKSHARES CORP.
Inbank (#11492) lends in 8 counties across 2 states; Inbank (#11492) reaches 176 ZIP codes: Colorado 7 counties, 166 ZIPs; New Mexico 1 county, 10 ZIPs.
Inbank (#11492) largest markets: El Paso County, CO (94 branches, 47 ZIPs) (#11492), Denver County, CO (41 branches, 41 ZIPs) (#11492), Arapahoe County, CO (33 branches, 33 ZIPs) (#11492), Boulder County, CO (23 branches, 23 ZIPs) (#11492), Pueblo County, CO (60 branches, 15 ZIPs) (#11492), Fremont County, CO (12 branches, 12 ZIPs) (#11492).
Inbank (#11492) reports $1.35 billion in total assets; Inbank (#11492) equity $170.9 million (12.7% of Inbank (#11492) assets); Inbank (#11492) domestic deposits $1.11 billion; Inbank (#11492) net income $7.4 million; Inbank (#11492) return on assets 1.08%; Inbank (#11492) return on equity 8.88%; Inbank (#11492) net interest income $26.1 million; Inbank (#11492) call report June 30, 2026.
Inbank (#11492) noncurrent real-estate loans 0.51% of its book; Inbank (#11492) residential 0.63%; Inbank (#11492) net charge-offs on real estate 0.86%; Inbank (#11492) residential charge-offs 0.94%.
Inbank (#11492) net interest margin 4.02% against an eight-quarter Inbank (#11492) average of 3.82% (Inbank (#11492) compression -0.20 points); Inbank (#11492) real-estate loans 51.2% of equity; Inbank (#11492) non-residential real estate 93.8% of equity; Inbank (#11492) rate-exposure score 40/100, Inbank (#11492) fixed-rate trap 40/100; Inbank (#11492) risk type credit driven; Inbank (#11492) rate regime rates elevated, Inbank (#11492) snapshot October 19, 2026.
Inbank (#11492) stress score moved from 59.1 on June 22, 2026 to 59.5 on October 19, 2026; Inbank (#11492) ranged 59.1 to 59.5 over 116 snapshots.
Inbank (#11492) alerts: 8 counties; top Inbank (#11492) alert scores: Canon City County, NM 20 (low); Colorado Springs County, NM 20 (low); Denver County, NM 20 (low); Englewood County, NM 20 (low); Louisville County, NM 20 (low).