Security Bank Of Texas (FDIC #15731): Bank Stress & Real-Estate Credit Exposure

Security Bank Of Texas (FDIC Cert #15731): bank stress 64/100, elevated, STABLE over 7 days; parent ANCHOR BANCSHARES INC.

Security Bank Of Texas (#15731) lends in 3 counties across 1 state; Security Bank Of Texas (#15731) reaches 114 ZIP codes: Texas 3 counties, 114 ZIPs.

Security Bank Of Texas (#15731) largest markets: Travis County, TX (63 branches, 63 ZIPs) (#15731), Mclennan County, TX (29 branches, 29 ZIPs) (#15731), Bell County, TX (46 branches, 23 ZIPs) (#15731).

Security Bank Of Texas (#15731) reports $175.9 million in total assets; Security Bank Of Texas (#15731) equity $20.9 million (11.9% of Security Bank Of Texas (#15731) assets); Security Bank Of Texas (#15731) domestic deposits $152.6 million; Security Bank Of Texas (#15731) net income $846,000; Security Bank Of Texas (#15731) return on assets 1.00%; Security Bank Of Texas (#15731) return on equity 8.24%; Security Bank Of Texas (#15731) net interest income $4.2 million; Security Bank Of Texas (#15731) call report June 30, 2026.

Security Bank Of Texas (#15731) noncurrent real-estate loans: none reported; Security Bank Of Texas (#15731) net charge-offs on real estate 1.95%; Security Bank Of Texas (#15731) residential charge-offs 5.43%.

Security Bank Of Texas (#15731) net interest margin 5.41% against an eight-quarter Security Bank Of Texas (#15731) average of 5.43% (Security Bank Of Texas (#15731) compression 0.02 points); Security Bank Of Texas (#15731) non-residential real estate 543.1% of equity; Security Bank Of Texas (#15731) rate-exposure score 40/100, Security Bank Of Texas (#15731) fixed-rate trap 40/100; Security Bank Of Texas (#15731) risk type credit driven; Security Bank Of Texas (#15731) rate regime rates elevated, Security Bank Of Texas (#15731) snapshot October 20, 2026.

Security Bank Of Texas (#15731) stress score moved from 64.3 on June 22, 2026 to 64 on October 20, 2026; Security Bank Of Texas (#15731) ranged 64 to 64.3 over 117 snapshots.

Security Bank Of Texas (#15731) alerts: 3 counties; top Security Bank Of Texas (#15731) alert scores: Austin County, TX 20 (low); Crawford County, TX 20 (low); Temple County, TX 20 (low).