Corefirst Bank&Trust (FDIC #18100): Bank Stress & Real-Estate Credit Exposure
Corefirst Bank&Trust (FDIC Cert #18100): bank stress 70/100, elevated, STABLE over 7 days; parent COMMERCE B&T HOLDING EMPLOYEE STK OWNERSHIP PLAN.
Corefirst Bank&Trust (#18100) lends in 3 counties across 2 states; Corefirst Bank&Trust (#18100) reaches 97 ZIP codes: Kansas 2 counties, 64 ZIPs; Colorado 1 county, 33 ZIPs.
Corefirst Bank&Trust (#18100) largest markets: Johnson County, KS (70 branches, 35 ZIPs) (#18100), Arapahoe County, CO (33 branches, 33 ZIPs) (#18100), Shawnee County, KS (290 branches, 29 ZIPs) (#18100).
Corefirst Bank&Trust (#18100) reports $1.26 billion in total assets; Corefirst Bank&Trust (#18100) equity $76.7 million (6.1% of Corefirst Bank&Trust (#18100) assets); Corefirst Bank&Trust (#18100) domestic deposits $1.06 billion; Corefirst Bank&Trust (#18100) net income $10.0 million; Corefirst Bank&Trust (#18100) return on assets 1.55%; Corefirst Bank&Trust (#18100) return on equity 26.42%; Corefirst Bank&Trust (#18100) net interest income $22.8 million; Corefirst Bank&Trust (#18100) call report June 30, 2026.
Corefirst Bank&Trust (#18100) noncurrent real-estate loans: none reported; Corefirst Bank&Trust (#18100) net charge-offs on real estate 0.20%.
Corefirst Bank&Trust (#18100) net interest margin 3.81% against an eight-quarter Corefirst Bank&Trust (#18100) average of 3.41% (Corefirst Bank&Trust (#18100) compression -0.40 points); Corefirst Bank&Trust (#18100) rate-exposure score 40/100, Corefirst Bank&Trust (#18100) fixed-rate trap 40/100; Corefirst Bank&Trust (#18100) risk type credit driven; Corefirst Bank&Trust (#18100) rate regime rates elevated, Corefirst Bank&Trust (#18100) snapshot October 20, 2026.
Corefirst Bank&Trust (#18100) stress score moved from 71.3 on June 22, 2026 to 70.3 on October 20, 2026; Corefirst Bank&Trust (#18100) ranged 70.3 to 71.3 over 117 snapshots.
Corefirst Bank&Trust (#18100) alerts: 3 counties; top Corefirst Bank&Trust (#18100) alert scores: Englewood County, KS 25 (low); Olathe County, KS 25 (low); Topeka County, KS 25 (low).