Northeast Security Bank (FDIC #18384): Bank Stress & Real-Estate Credit Exposure

Northeast Security Bank (FDIC Cert #18384): bank stress 62/100, elevated, STABLE over 7 days; parent INDEPENDENCE BANCSHARES INC.

Northeast Security Bank (#18384) lends in 6 counties across 1 state; Northeast Security Bank (#18384) reaches 76 ZIP codes: Iowa 6 counties, 76 ZIPs.

Northeast Security Bank (#18384) largest markets: Fayette County, IA (24 branches, 24 ZIPs) (#18384), Tama County, IA (19 branches, 19 ZIPs) (#18384), Buchanan County, IA (32 branches, 16 ZIPs) (#18384), Bremer County, IA (13 branches, 13 ZIPs) (#18384), Winneshiek County, IA (12 branches, 12 ZIPs) (#18384), Chickasaw County, IA (9 branches, 9 ZIPs) (#18384).

Northeast Security Bank (#18384) reports $461.9 million in total assets; Northeast Security Bank (#18384) equity $51.0 million (11.0% of Northeast Security Bank (#18384) assets); Northeast Security Bank (#18384) domestic deposits $379.1 million; Northeast Security Bank (#18384) net income $2.7 million; Northeast Security Bank (#18384) return on assets 1.22%; Northeast Security Bank (#18384) return on equity 10.86%; Northeast Security Bank (#18384) net interest income $6.6 million; Northeast Security Bank (#18384) call report June 30, 2026.

Northeast Security Bank (#18384) noncurrent real-estate loans 0.38% of its book; Northeast Security Bank (#18384) residential 2.37%; Northeast Security Bank (#18384) net charge-offs on real estate 0.00%.

Northeast Security Bank (#18384) net interest margin 3.20% against an eight-quarter Northeast Security Bank (#18384) average of 2.95% (Northeast Security Bank (#18384) compression -0.25 points); Northeast Security Bank (#18384) real-estate loans 37.6% of equity; Northeast Security Bank (#18384) rate-exposure score 40/100, Northeast Security Bank (#18384) fixed-rate trap 40/100; Northeast Security Bank (#18384) risk type credit driven; Northeast Security Bank (#18384) rate regime rates elevated, Northeast Security Bank (#18384) snapshot October 20, 2026.

Northeast Security Bank (#18384) stress score moved from 59.9 on June 22, 2026 to 62.5 on October 20, 2026; Northeast Security Bank (#18384) ranged 59.9 to 62.5 over 117 snapshots.

Northeast Security Bank (#18384) alerts: 6 counties; top Northeast Security Bank (#18384) alert scores: Fayette County, IA 46 (moderate); Decorah County, IA 22 (low); Dysart County, IA 22 (low); Fredericksburg County, IA 22 (low); Independence County, IA 22 (low).