First American Bank (FDIC #2240): Bank Stress & Real-Estate Credit Exposure
First American Bank (FDIC Cert #2240): bank stress 39/100, contained, STABLE over 7 days; parent FIRST ARTESIA BANCSHARES INC.
First American Bank (#2240) lends in 9 counties across 2 states; First American Bank (#2240) reaches 160 ZIP codes: New Mexico 8 counties, 131 ZIPs; Texas 1 county, 31 ZIPs.
First American Bank (#2240) largest markets: El Paso County, TX (124 branches, 31 ZIPs) (#2240), Bernalillo County, NM (58 branches, 29 ZIPs) (#2240), DoñA Ana County, NM (78 branches, 26 ZIPs) (#2240), Sandoval County, NM (21 branches, 21 ZIPs) (#2240), Otero County, NM (18 branches, 18 ZIPs) (#2240), Grant County, NM (34 branches, 17 ZIPs) (#2240).
First American Bank (#2240) reports $1.91 billion in total assets; First American Bank (#2240) equity $191.0 million (10.0% of First American Bank (#2240) assets); First American Bank (#2240) domestic deposits $1.63 billion; First American Bank (#2240) net income $27.4 million; First American Bank (#2240) return on assets 2.89%; First American Bank (#2240) return on equity 28.44%; First American Bank (#2240) net interest income $44.1 million; First American Bank (#2240) call report June 30, 2026.
First American Bank (#2240) noncurrent real-estate loans: none reported; First American Bank (#2240) net charge-offs on real estate 0.55%; First American Bank (#2240) residential charge-offs 0.71%.
First American Bank (#2240) net interest margin 4.95% against an eight-quarter First American Bank (#2240) average of 4.84% (First American Bank (#2240) compression -0.12 points); First American Bank (#2240) non-residential real estate 70.8% of equity; First American Bank (#2240) rate-exposure score 40/100, First American Bank (#2240) fixed-rate trap 40/100; First American Bank (#2240) risk type rate trapped; First American Bank (#2240) rate regime rates elevated, First American Bank (#2240) snapshot October 20, 2026.
First American Bank (#2240) stress score moved from 39 on June 22, 2026 to 39.4 on October 20, 2026; First American Bank (#2240) ranged 39 to 39.4 over 117 snapshots.
First American Bank (#2240) alerts: 9 counties; top First American Bank (#2240) alert scores: Alamogordo County, NM 16 (low); Albuquerque County, NM 16 (low); Carlsbad County, NM 16 (low); El Paso County, NM 16 (low); Las Cruces County, NM 16 (low).