High Plains Bank (FDIC #3017): Bank Stress & Real-Estate Credit Exposure
High Plains Bank (FDIC Cert #3017): bank stress 46/100, moderate, STABLE over 7 days; parent HIGH PLAINS BANKING GROUP INC.
High Plains Bank (#3017) lends in 7 counties across 1 state; High Plains Bank (#3017) reaches 117 ZIP codes: Colorado 7 counties, 117 ZIPs.
High Plains Bank (#3017) largest markets: Weld County, CO (43 branches, 43 ZIPs) (#3017), Adams County, CO (35 branches, 35 ZIPs) (#3017), Boulder County, CO (46 branches, 23 ZIPs) (#3017), Lincoln County, CO (22 branches, 11 ZIPs) (#3017), Morgan County, CO (10 branches, 10 ZIPs) (#3017), Kit Carson County, CO (6 branches, 6 ZIPs) (#3017).
High Plains Bank (#3017) reports $643.1 million in total assets; High Plains Bank (#3017) equity $65.1 million (10.1% of High Plains Bank (#3017) assets); High Plains Bank (#3017) domestic deposits $567.0 million; High Plains Bank (#3017) net income $5.7 million; High Plains Bank (#3017) return on assets 2.22%; High Plains Bank (#3017) return on equity 22.57%; High Plains Bank (#3017) net interest income $11.4 million; High Plains Bank (#3017) call report June 30, 2026.
High Plains Bank (#3017) noncurrent real-estate loans 0.03% of its book; High Plains Bank (#3017) net charge-offs on real estate 0.75%; High Plains Bank (#3017) residential charge-offs 0.49%.
High Plains Bank (#3017) net interest margin 4.72% against an eight-quarter High Plains Bank (#3017) average of 4.64% (High Plains Bank (#3017) compression -0.07 points); High Plains Bank (#3017) real-estate loans 2.5% of equity; High Plains Bank (#3017) non-residential real estate 48.8% of equity; High Plains Bank (#3017) rate-exposure score 40/100, High Plains Bank (#3017) fixed-rate trap 40/100; High Plains Bank (#3017) risk type credit driven; High Plains Bank (#3017) rate regime rates elevated, High Plains Bank (#3017) snapshot October 19, 2026.
High Plains Bank (#3017) stress score moved from 65.5 on June 22, 2026 to 45.8 on October 19, 2026; High Plains Bank (#3017) ranged 45.8 to 65.5 over 116 snapshots.
High Plains Bank (#3017) alerts: 7 counties; top High Plains Bank (#3017) alert scores: Bennett County, CO 18 (low); Flagler County, CO 18 (low); Keenesburg County, CO 18 (low); Leadville County, CO 18 (low); Limon County, CO 18 (low).