Cross County Savings Bank (FDIC #30260): Bank Stress & Real-Estate Credit Exposure
Cross County Savings Bank (FDIC Cert #30260): bank stress 71/100, elevated, STABLE over 7 days.
Cross County Savings Bank (#30260) lends in 3 counties across 1 state; Cross County Savings Bank (#30260) reaches 133 ZIP codes: New York 3 counties, 133 ZIPs.
Cross County Savings Bank (#30260) largest markets: Queens County, NY (272 branches, 68 ZIPs) (#30260), Kings County, NY (40 branches, 40 ZIPs) (#30260), Bronx County, NY (28 branches, 28 ZIPs) (#30260).
Cross County Savings Bank (#30260) reports $525.4 million in total assets; Cross County Savings Bank (#30260) equity $67.8 million (12.9% of Cross County Savings Bank (#30260) assets); Cross County Savings Bank (#30260) domestic deposits $446.5 million; Cross County Savings Bank (#30260) net income $1.2 million; Cross County Savings Bank (#30260) return on assets 0.46%; Cross County Savings Bank (#30260) return on equity 3.64%; Cross County Savings Bank (#30260) net interest income $9.5 million; Cross County Savings Bank (#30260) call report June 30, 2026.
Cross County Savings Bank (#30260) noncurrent real-estate loans: none reported; Cross County Savings Bank (#30260) net charge-offs on real estate 2.21%.
Cross County Savings Bank (#30260) net interest margin 3.94% against an eight-quarter Cross County Savings Bank (#30260) average of 3.82% (Cross County Savings Bank (#30260) compression -0.12 points); Cross County Savings Bank (#30260) rate-exposure score 40/100, Cross County Savings Bank (#30260) fixed-rate trap 40/100; Cross County Savings Bank (#30260) risk type credit driven; Cross County Savings Bank (#30260) rate regime rates elevated, Cross County Savings Bank (#30260) snapshot October 19, 2026.
Cross County Savings Bank (#30260) stress score moved from 71.8 on June 22, 2026 to 71.1 on October 19, 2026; Cross County Savings Bank (#30260) ranged 71.1 to 71.8 over 116 snapshots.
Cross County Savings Bank (#30260) alerts: 3 counties; top Cross County Savings Bank (#30260) alert scores: Bronx County, NY 47 (moderate); Brooklyn County, NY 24 (low); Rockaway Park County, NY 24 (low).