First National Bank Colorado (FDIC #3034): Bank Stress & Real-Estate Credit Exposure
First National Bank Colorado (FDIC Cert #3034): bank stress 46/100, moderate, STABLE over 7 days; parent FIRST BANKSHARES LAS ANIMAS.
First National Bank Colorado (#3034) lends in 4 counties across 1 state; First National Bank Colorado (#3034) reaches 63 ZIP codes: Colorado 4 counties, 63 ZIPs.
First National Bank Colorado (#3034) largest markets: El Paso County, CO (94 branches, 47 ZIPs) (#3034), Otero County, CO (21 branches, 7 ZIPs) (#3034), Bent County, CO (6 branches, 6 ZIPs) (#3034), Crowley County, CO (6 branches, 6 ZIPs) (#3034).
First National Bank Colorado (#3034) reports $634.3 million in total assets; First National Bank Colorado (#3034) equity $68.8 million (10.9% of First National Bank Colorado (#3034) assets); First National Bank Colorado (#3034) domestic deposits $532.4 million; First National Bank Colorado (#3034) net income $6.6 million; First National Bank Colorado (#3034) return on assets 2.08%; First National Bank Colorado (#3034) return on equity 19.69%; First National Bank Colorado (#3034) net interest income $13.1 million; First National Bank Colorado (#3034) call report June 30, 2026.
First National Bank Colorado (#3034) noncurrent real-estate loans: none reported; First National Bank Colorado (#3034) net charge-offs on real estate 0.00%.
First National Bank Colorado (#3034) net interest margin 4.38% against an eight-quarter First National Bank Colorado (#3034) average of 4.17% (First National Bank Colorado (#3034) compression -0.22 points); First National Bank Colorado (#3034) rate-exposure score 40/100, First National Bank Colorado (#3034) fixed-rate trap 40/100; First National Bank Colorado (#3034) risk type credit driven; First National Bank Colorado (#3034) rate regime rates elevated, First National Bank Colorado (#3034) snapshot October 19, 2026.
First National Bank Colorado (#3034) stress score moved from 44.6 on June 22, 2026 to 45.9 on October 19, 2026; First National Bank Colorado (#3034) ranged 44.6 to 45.9 over 116 snapshots.
First National Bank Colorado (#3034) alerts: 4 counties; top First National Bank Colorado (#3034) alert scores: Las Animas County, CO 45 (moderate); Monument County, CO 18 (low); Ordway County, CO 18 (low); Rocky Ford County, CO 18 (low).