Moody National Bank (FDIC #3210): Bank Stress & Real-Estate Credit Exposure
Moody National Bank (FDIC Cert #3210): bank stress 56/100, moderate, STABLE over 7 days; parent MOODY BANCSHARES INC.
Moody National Bank (#3210) lends in 6 counties across 1 state; Moody National Bank (#3210) reaches 273 ZIP codes: Texas 6 counties, 273 ZIPs.
Moody National Bank (#3210) largest markets: Harris County, TX (572 branches, 143 ZIPs) (#3210), Travis County, TX (63 branches, 63 ZIPs) (#3210), Fort Bend County, TX (35 branches, 35 ZIPs) (#3210), Brazoria County, TX (21 branches, 21 ZIPs) (#3210), Galveston County, TX (114 branches, 19 ZIPs) (#3210), Comal County, TX (14 branches, 14 ZIPs) (#3210).
Moody National Bank (#3210) reports $1.54 billion in total assets; Moody National Bank (#3210) equity $221.7 million (14.4% of Moody National Bank (#3210) assets); Moody National Bank (#3210) domestic deposits $1.31 billion; Moody National Bank (#3210) net income $7.4 million; Moody National Bank (#3210) return on assets 0.96%; Moody National Bank (#3210) return on equity 6.77%; Moody National Bank (#3210) net interest income $25.3 million; Moody National Bank (#3210) call report June 30, 2026.
Moody National Bank (#3210) noncurrent real-estate loans: none reported; Moody National Bank (#3210) net charge-offs on real estate 1.17%.
Moody National Bank (#3210) net interest margin 3.44% against an eight-quarter Moody National Bank (#3210) average of 2.98% (Moody National Bank (#3210) compression -0.46 points); Moody National Bank (#3210) rate-exposure score 40/100, Moody National Bank (#3210) fixed-rate trap 40/100; Moody National Bank (#3210) risk type credit driven; Moody National Bank (#3210) rate regime rates elevated, Moody National Bank (#3210) snapshot October 20, 2026.
Moody National Bank (#3210) stress score moved from 57.7 on June 22, 2026 to 55.9 on October 20, 2026; Moody National Bank (#3210) ranged 55.9 to 57.7 over 117 snapshots.
Moody National Bank (#3210) alerts: 6 counties; top Moody National Bank (#3210) alert scores: Austin County, TX 18 (low); Lake Jackson County, TX 18 (low); New Braunfels County, TX 18 (low); Seabrook County, TX 18 (low); Sugar Land County, TX 18 (low).