Liberty Savings Bank FSB (FDIC #32242): Bank Stress & Real-Estate Credit Exposure
Liberty Savings Bank FSB (FDIC Cert #32242): bank stress 91/100, severe, STABLE over 7 days; parent JAMES R POWELL REVOCABLE TRUST.
Liberty Savings Bank FSB (#32242) lends in 3 counties across 2 states; Liberty Savings Bank FSB (#32242) reaches 59 ZIP codes: Florida 2 counties, 46 ZIPs; Ohio 1 county, 13 ZIPs.
Liberty Savings Bank FSB (#32242) largest markets: Sarasota County, FL (112 branches, 28 ZIPs) (#32242), Manatee County, FL (22 branches, 22 ZIPs) (#32242), Clinton County, OH (13 branches, 13 ZIPs) (#32242).
Liberty Savings Bank FSB (#32242) reports $1.11 billion in total assets; Liberty Savings Bank FSB (#32242) equity $85.1 million (7.7% of Liberty Savings Bank FSB (#32242) assets); Liberty Savings Bank FSB (#32242) domestic deposits $961.3 million; Liberty Savings Bank FSB (#32242) net income $2.0 million; Liberty Savings Bank FSB (#32242) return on assets 0.36%; Liberty Savings Bank FSB (#32242) return on equity 4.84%; Liberty Savings Bank FSB (#32242) net interest income $8.8 million; Liberty Savings Bank FSB (#32242) call report June 30, 2026.
Liberty Savings Bank FSB (#32242) noncurrent real-estate loans: none reported; Liberty Savings Bank FSB (#32242) residential -0.95%; Liberty Savings Bank FSB (#32242) net charge-offs on real estate 1.54%.
Liberty Savings Bank FSB (#32242) net interest margin 1.62% against an eight-quarter Liberty Savings Bank FSB (#32242) average of 1.48% (Liberty Savings Bank FSB (#32242) compression -0.14 points); Liberty Savings Bank FSB (#32242) rate-exposure score 40/100, Liberty Savings Bank FSB (#32242) fixed-rate trap 40/100; Liberty Savings Bank FSB (#32242) risk type credit driven; Liberty Savings Bank FSB (#32242) rate regime rates elevated, Liberty Savings Bank FSB (#32242) snapshot October 20, 2026.
Liberty Savings Bank FSB (#32242) stress score moved from 97.9 on June 22, 2026 to 91.5 on October 20, 2026; Liberty Savings Bank FSB (#32242) ranged 91.5 to 97.9 over 117 snapshots.
Liberty Savings Bank FSB (#32242) alerts: 3 counties; top Liberty Savings Bank FSB (#32242) alert scores: Bradenton County, OH 29 (low); Venice County, OH 29 (low); Wilmington County, OH 29 (low).