Bank Of Tampa (FDIC #21031): Bank Stress & Real-Estate Credit Exposure

Bank Of Tampa (FDIC Cert #21031): bank stress 66/100, elevated, STABLE over 7 days; parent TAMPA BAY BANKING CO.

Bank Of Tampa (#21031) lends in 4 counties across 1 state; Bank Of Tampa (#21031) reaches 151 ZIP codes: Florida 4 counties, 151 ZIPs.

Bank Of Tampa (#21031) largest markets: Hillsborough County, FL (464 branches, 58 ZIPs) (#21031), Pinellas County, FL (144 branches, 48 ZIPs) (#21031), Sarasota County, FL (28 branches, 28 ZIPs) (#21031), Manatee County, FL (22 branches, 22 ZIPs) (#21031).

Bank Of Tampa (#21031) reports $3.02 billion in total assets; Bank Of Tampa (#21031) equity $295.2 million (9.8% of Bank Of Tampa (#21031) assets); Bank Of Tampa (#21031) domestic deposits $2.71 billion; Bank Of Tampa (#21031) net income $18.8 million; Bank Of Tampa (#21031) return on assets 1.25%; Bank Of Tampa (#21031) return on equity 13.05%; Bank Of Tampa (#21031) net interest income $51.3 million; Bank Of Tampa (#21031) call report June 30, 2026.

Bank Of Tampa (#21031) noncurrent real-estate loans: none reported; Bank Of Tampa (#21031) residential -0.01%; Bank Of Tampa (#21031) net charge-offs on real estate 0.14%; Bank Of Tampa (#21031) residential charge-offs 0.03%.

Bank Of Tampa (#21031) net interest margin 3.64% against an eight-quarter Bank Of Tampa (#21031) average of 3.52% (Bank Of Tampa (#21031) compression -0.12 points); Bank Of Tampa (#21031) non-residential real estate 3.2% of equity; Bank Of Tampa (#21031) rate-exposure score 40/100, Bank Of Tampa (#21031) fixed-rate trap 40/100; Bank Of Tampa (#21031) risk type credit driven; Bank Of Tampa (#21031) rate regime rates elevated, Bank Of Tampa (#21031) snapshot October 20, 2026.

Bank Of Tampa (#21031) stress score moved from 67.1 on June 22, 2026 to 66.4 on October 20, 2026; Bank Of Tampa (#21031) ranged 66.4 to 67.1 over 117 snapshots.

Bank Of Tampa (#21031) alerts: 4 counties; top Bank Of Tampa (#21031) alert scores: Seminole County, FL 38 (moderate); Sarasota County, FL 38 (moderate); Bradenton County, FL 22 (low); Tampa County, FL 22 (low).