Bankflorida (FDIC #58537): Bank Stress & Real-Estate Credit Exposure

Bankflorida (FDIC Cert #58537): bank stress 59/100, moderate, STABLE over 7 days; parent BANKFLORIDA BCORP INC.

Bankflorida (#58537) lends in 4 counties across 1 state; Bankflorida (#58537) reaches 154 ZIP codes: Florida 4 counties, 154 ZIPs.

Bankflorida (#58537) largest markets: Hillsborough County, FL (58 branches, 58 ZIPs) (#58537), Palm Beach County, FL (53 branches, 53 ZIPs) (#58537), Pasco County, FL (64 branches, 32 ZIPs) (#58537), Osceola County, FL (34 branches, 17 ZIPs) (#58537).

Bankflorida (#58537) reports $459.5 million in total assets; Bankflorida (#58537) equity $54.9 million (11.9% of Bankflorida (#58537) assets); Bankflorida (#58537) domestic deposits $388.9 million; Bankflorida (#58537) net income $2.8 million; Bankflorida (#58537) return on assets 1.25%; Bankflorida (#58537) return on equity 10.71%; Bankflorida (#58537) net interest income $8.4 million; Bankflorida (#58537) call report June 30, 2026.

Bankflorida (#58537) noncurrent real-estate loans: none reported; Bankflorida (#58537) net charge-offs on real estate 0.00%.

Bankflorida (#58537) net interest margin 4.14% against an eight-quarter Bankflorida (#58537) average of 3.67% (Bankflorida (#58537) compression -0.47 points); Bankflorida (#58537) rate-exposure score 40/100, Bankflorida (#58537) fixed-rate trap 40/100; Bankflorida (#58537) risk type credit driven; Bankflorida (#58537) rate regime rates elevated, Bankflorida (#58537) snapshot October 19, 2026.

Bankflorida (#58537) stress score moved from 54.3 on June 22, 2026 to 58.7 on October 20, 2026; Bankflorida (#58537) ranged 54.3 to 58.7 over 117 snapshots.

Bankflorida (#58537) alerts: 4 counties; top Bankflorida (#58537) alert scores: Jupiter County, FL 20 (low); Plant City County, FL 20 (low); Saint Cloud County, FL 20 (low); Zephyrhills County, FL 20 (low).