Peoples Bank Biloxi Ms (FDIC #340): Bank Stress & Real-Estate Credit Exposure
Peoples Bank Biloxi Ms (FDIC Cert #340): bank stress 66/100, elevated, STABLE over 7 days; parent PEOPLES FINANCIAL CORP.
Peoples Bank Biloxi Ms (#340) lends in 4 counties across 1 state; Peoples Bank Biloxi Ms (#340) reaches 33 ZIP codes: Mississippi 4 counties, 33 ZIPs.
Peoples Bank Biloxi Ms (#340) largest markets: Harrison County, MS (156 branches, 13 ZIPs) (#340), Hancock County, MS (33 branches, 11 ZIPs) (#340), Jackson County, MS (22 branches, 11 ZIPs) (#340), Stone County, MS (6 branches, 6 ZIPs) (#340).
Peoples Bank Biloxi Ms (#340) reports $770.7 million in total assets; Peoples Bank Biloxi Ms (#340) equity $100.8 million (13.1% of Peoples Bank Biloxi Ms (#340) assets); Peoples Bank Biloxi Ms (#340) domestic deposits $610.1 million; Peoples Bank Biloxi Ms (#340) net income $2.5 million; Peoples Bank Biloxi Ms (#340) return on assets 0.67%; Peoples Bank Biloxi Ms (#340) return on equity 5.07%; Peoples Bank Biloxi Ms (#340) net interest income $10.7 million; Peoples Bank Biloxi Ms (#340) call report June 30, 2026.
Peoples Bank Biloxi Ms (#340) noncurrent real-estate loans: none reported; Peoples Bank Biloxi Ms (#340) residential -0.25%; Peoples Bank Biloxi Ms (#340) net charge-offs on real estate 0.19%.
Peoples Bank Biloxi Ms (#340) net interest margin 3.09% against an eight-quarter Peoples Bank Biloxi Ms (#340) average of 3.03% (Peoples Bank Biloxi Ms (#340) compression -0.06 points); Peoples Bank Biloxi Ms (#340) rate-exposure score 40/100, Peoples Bank Biloxi Ms (#340) fixed-rate trap 40/100; Peoples Bank Biloxi Ms (#340) risk type credit driven; Peoples Bank Biloxi Ms (#340) rate regime rates elevated, Peoples Bank Biloxi Ms (#340) snapshot October 19, 2026.
Peoples Bank Biloxi Ms (#340) stress score moved from 62.9 on June 22, 2026 to 66.3 on October 19, 2026; Peoples Bank Biloxi Ms (#340) ranged 62.9 to 66.3 over 116 snapshots.
Peoples Bank Biloxi Ms (#340) alerts: 4 counties; top Peoples Bank Biloxi Ms (#340) alert scores: Ocean Springs County, MS 22 (low); Saucier County, MS 22 (low); Waveland County, MS 22 (low); Wiggins County, MS 22 (low).