Security Nb Of South Dakota (FDIC #34394): Bank Stress & Real-Estate Credit Exposure
Security Nb Of South Dakota (FDIC Cert #34394): bank stress 28/100, contained, STABLE over 7 days; parent SECURITY NATIONAL CORP.
Security Nb Of South Dakota (#34394) lends in 3 counties across 1 state; Security Nb Of South Dakota (#34394) reaches 39 ZIP codes: South Dakota 3 counties, 39 ZIPs.
Security Nb Of South Dakota (#34394) largest markets: Minnehaha County, SD (23 branches, 23 ZIPs) (#34394), Lincoln County, SD (12 branches, 12 ZIPs) (#34394), Union County, SD (9 branches, 9 ZIPs) (#34394).
Security Nb Of South Dakota (#34394) reports $251.5 million in total assets; Security Nb Of South Dakota (#34394) equity $34.8 million (13.8% of Security Nb Of South Dakota (#34394) assets); Security Nb Of South Dakota (#34394) domestic deposits $194.7 million; Security Nb Of South Dakota (#34394) net income $3.1 million; Security Nb Of South Dakota (#34394) return on assets 2.48%; Security Nb Of South Dakota (#34394) return on equity 18.45%; Security Nb Of South Dakota (#34394) net interest income $3.7 million; Security Nb Of South Dakota (#34394) call report June 30, 2026.
Security Nb Of South Dakota (#34394) noncurrent real-estate loans: none reported; Security Nb Of South Dakota (#34394) net charge-offs on real estate 0.00%.
Security Nb Of South Dakota (#34394) net interest margin 3.14% against an eight-quarter Security Nb Of South Dakota (#34394) average of 2.60% (Security Nb Of South Dakota (#34394) compression -0.54 points); Security Nb Of South Dakota (#34394) rate-exposure score 40/100, Security Nb Of South Dakota (#34394) fixed-rate trap 40/100; Security Nb Of South Dakota (#34394) risk type rate trapped; Security Nb Of South Dakota (#34394) rate regime rates elevated, Security Nb Of South Dakota (#34394) snapshot October 20, 2026.
Security Nb Of South Dakota (#34394) stress score moved from 28.7 on June 22, 2026 to 27.6 on October 20, 2026; Security Nb Of South Dakota (#34394) ranged 27.6 to 28.7 over 117 snapshots.
Security Nb Of South Dakota (#34394) alerts: 2 counties; top Security Nb Of South Dakota (#34394) alert scores: North Sioux City County, SD 14 (low); Sioux Falls County, SD 14 (low).