First Premier Bank (FDIC #6085): Bank Stress & Real-Estate Credit Exposure
First Premier Bank (FDIC Cert #6085): bank stress 42/100, contained, STABLE over 7 days; parent UNITED NATIONAL CORP.
First Premier Bank (#6085) lends in 6 counties across 1 state; First Premier Bank (#6085) reaches 68 ZIP codes: South Dakota 6 counties, 68 ZIPs.
First Premier Bank (#6085) largest markets: Minnehaha County, SD (115 branches, 23 ZIPs) (#6085), Lake County, SD (14 branches, 14 ZIPs) (#6085), Hamlin County, SD (24 branches, 12 ZIPs) (#6085), Lincoln County, SD (12 branches, 12 ZIPs) (#6085), Codington County, SD (30 branches, 10 ZIPs) (#6085), Clay County, SD (8 branches, 8 ZIPs) (#6085).
First Premier Bank (#6085) reports $3.64 billion in total assets; First Premier Bank (#6085) equity $493.3 million (13.5% of First Premier Bank (#6085) assets); First Premier Bank (#6085) domestic deposits $2.89 billion; First Premier Bank (#6085) net income $33.9 million; First Premier Bank (#6085) return on assets 1.79%; First Premier Bank (#6085) return on equity 13.94%; First Premier Bank (#6085) net interest income $59.8 million; First Premier Bank (#6085) call report June 30, 2026.
First Premier Bank (#6085) noncurrent real-estate loans: none reported; First Premier Bank (#6085) net charge-offs on real estate 0.13%; First Premier Bank (#6085) residential charge-offs 0.06%.
First Premier Bank (#6085) net interest margin 3.52% against an eight-quarter First Premier Bank (#6085) average of 3.59% (First Premier Bank (#6085) compression 0.07 points); First Premier Bank (#6085) non-residential real estate 6.3% of equity; First Premier Bank (#6085) rate-exposure score 40/100, First Premier Bank (#6085) fixed-rate trap 40/100; First Premier Bank (#6085) risk type credit driven; First Premier Bank (#6085) rate regime rates elevated, First Premier Bank (#6085) snapshot October 19, 2026.
First Premier Bank (#6085) stress score moved from 42.3 on June 22, 2026 to 42.2 on October 19, 2026; First Premier Bank (#6085) ranged 42.2 to 42.3 over 116 snapshots.
First Premier Bank (#6085) alerts: 5 counties; top First Premier Bank (#6085) alert scores: Lake Norden County, SD 17 (low); Madison County, SD 17 (low); Sioux Falls County, SD 17 (low); Wakonda County, SD 17 (low); Watertown County, SD 17 (low).