Alameda County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Alameda County, California? DLRadar grades every Alameda County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Alameda County breakdown.
- Alameda County's most distressed ZIP is 95377 at 24/100.
- 53 ZIP codes tracked in Alameda County, averaging 21/100 distress.
- Alameda County reads peak — home values up 0.4% year over year.
- Vacancy runs 6.9% across Alameda County's tracked ZIPs, with a 11.3% poverty rate.
- The typical Alameda County home is worth about $1,118,338 against a ~$135,238 median income.
- Lending headwind in Alameda County sits at 56/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 95377 | 24/100 |
| 2 | 94505 | 23/100 |
| 3 | 94514 | 22/100 |
| 4 | 94501 | 21/100 |
| 5 | 94502 | 21/100 |
| 6 | 94536 | 21/100 |
| 7 | 94538 | 21/100 |
| 8 | 94539 | 21/100 |
| 9 | 94541 | 21/100 |
| 10 | 94542 | 21/100 |
| 11 | 94544 | 21/100 |
| 12 | 94545 | 21/100 |
Most distressed ZIP codes in Alameda County (composite distress 0-100, 2026)
What is driving Alameda County distress
Nothing here is estimated: Alameda County is scored from filings alone, and its ZIPs average 21/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Alameda County market phase and pricing
Alameda County reads peak — home prices rose 0.4% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Alameda County
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Frequently asked
What is the hardest-hit ZIP in Alameda County?
ZIP 95377 leads Alameda County at 24/100, recomputed monthly from public records.
Which phase does Alameda County sit in right now?
Alameda County reads peak, with home prices up 0.4% year over year. Phase comes from FHFA House Price Index trajectory.
Where does the Alameda County data come from?
Every Alameda County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 53 Alameda County ZIP codes that it runs on every other U.S. county, so Alameda County's numbers are directly comparable to any other market.
How much do distress scores vary between Alameda County ZIP codes?
One county number flattens a wide range. Across the Alameda County ZIPs DLRadar ranks, scores run from 24/100 in 95377 down to 21/100 in 94545, against a Alameda County average of 21/100. A spread of 3 points means Alameda County has to be worked ZIP by ZIP.
What do Alameda County home values and vacancy say about distressed supply?
The typical Alameda County home carries about $1,118,338 of value against a median household income near $135,238. Vacancy across Alameda County's tracked ZIPs runs 6.9% and the poverty rate is 11.3%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Alameda County's foreclosure and lien data and its 56/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.