Charlotte County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Charlotte County, Florida? DLRadar grades every Charlotte County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 76/100. Here is the 2026 Charlotte County breakdown.
- Charlotte County's most distressed ZIP is 33946 at 76/100.
- 17 ZIP codes tracked in Charlotte County, averaging 69/100 distress.
- Charlotte County reads contraction — home values down 9.3% year over year, 10.9% off peak.
- Vacancy runs 28.2% across Charlotte County's tracked ZIPs, with a 9.3% poverty rate.
- The typical Charlotte County home is worth about $441,988 against a ~$65,746 median income.
- Lending headwind in Charlotte County sits at 31/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 33946 | 76/100 |
| 2 | 33947 | 76/100 |
| 3 | 33948 | 76/100 |
| 4 | 33950 | 76/100 |
| 5 | 33952 | 76/100 |
| 6 | 33953 | 76/100 |
| 7 | 33954 | 76/100 |
| 8 | 33980 | 76/100 |
| 9 | 33981 | 76/100 |
| 10 | 33982 | 76/100 |
| 11 | 33983 | 76/100 |
| 12 | 33955 | 75/100 |
Most distressed ZIP codes in Charlotte County (composite distress 0-100, 2026)
What is driving Charlotte County distress
Charlotte County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 69/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Charlotte County market phase and pricing
Charlotte County reads contraction — home prices fell 9.3% over the last year and are 10.9% off their peak. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Charlotte County
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Frequently asked questions
What is the most distressed ZIP code in Charlotte County, FL?
ZIP 33946 leads Charlotte County at 76/100, recomputed monthly from public records.
What market phase is Charlotte County in?
Charlotte County reads contraction, with home prices down 9.3% year over year. Phase comes from FHFA House Price Index trajectory.
Where does the Charlotte County data come from?
Every figure traces to a public source — FHFA HPI, CFPB, county recorder filings, FEMA/NFIP and Census ACS — scored deterministically, the same way in every county.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.