Fayette County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Fayette County, Texas? DLRadar grades every Fayette County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 30/100. Here is the 2026 Fayette County breakdown.
- Fayette County's most distressed ZIP is 78959 at 30/100.
- 15 ZIP codes tracked in Fayette County, averaging 26/100 distress.
- Fayette County reads peak — home values up 2.0% year over year.
- Vacancy runs 25.6% across Fayette County's tracked ZIPs, with a 9% poverty rate.
- The typical Fayette County home is worth about $275,921 against a ~$71,582 median income.
- Lending headwind in Fayette County sits at 0/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 78959 | 30/100 |
| 2 | 78932 | 29/100 |
| 3 | 78956 | 29/100 |
| 4 | 78938 | 28/100 |
| 5 | 78949 | 28/100 |
| 6 | 78963 | 28/100 |
| 7 | 78940 | 27/100 |
| 8 | 78945 | 27/100 |
| 9 | 78954 | 27/100 |
| 10 | 78950 | 26/100 |
| 11 | 78941 | 25/100 |
| 12 | 78962 | 25/100 |
Most distressed ZIP codes in Fayette County (composite distress 0-100, 2026)
What is driving Fayette County distress
DLRadar builds Fayette County's distress picture only from records anyone can pull; its ZIPs average 26/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Fayette County market phase and pricing
The cycle in Fayette County is peak, with values up 2.0% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Fayette County
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Frequently asked
Which Fayette County ZIP scores worst for distress?
ZIP 78959 leads Fayette County at 30/100, recomputed monthly from public records.
How would you describe the Fayette County market phase?
FHFA price-index movement places Fayette County in peak; prices are up 2.0% over twelve months.
Which datasets feed the Fayette County scores?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 15 ZIP codes in Fayette County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Fayette County ZIP codes?
One county number flattens a wide range. Across the Fayette County ZIPs DLRadar ranks, scores run from 30/100 in 78959 down to 25/100 in 78962, against a Fayette County average of 26/100. That 5-point gap is why acquisition targeting in Fayette County works at ZIP level rather than county level.
What do Fayette County home values and vacancy say about distressed supply?
The typical Fayette County home carries about $275,921 of value against a median household income near $71,582. Vacancy across Fayette County's tracked ZIPs runs 25.6% and the poverty rate is 9%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Fayette County's foreclosure and tax-lien record and its 0/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.