Fort Bend County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Fort Bend County, TX distress report, 2026: 35 ZIPs scored in Fort Bend, TX, Fort Bend, TX average 35/100; the top Fort Bend, TX ZIP is 77583 at 37/100; Fort Bend, TX market phase recovery, Fort Bend, TX prices +2.7% year over year.
- Fort Bend, TX ranks #1,429 nationally (opportunity index); Fort Bend, TX #142 in Texas; Fort Bend, TX index 29.7.
- Fort Bend, TX ninety-day mortgage delinquency 1.2% in December 2025; Fort Bend, TX twelve-month change +0.1%.
- Fort Bend, TX ZIP phases: 33 recovery, 2 peak.
- Fort Bend, TX residential listings tracked: 348 across 21 ZIPs; Fort Bend, TX candidate listings 108.
- Fort Bend, TX HUD assisted properties: 16 with 2,491 units.
- Fort Bend, TX lenders on watch: 8; largest Fort Bend, TX footprint Prosperity Bank (9 branches).
- Fort Bend, TX most distressed ZIP: 77583 at 37/100.
Fort Bend, TX figures: DLRadar distress index; Fort Bend, TX inputs: CFPB, FHFA, HUD, FDIC; Fort Bend, TX rebuilt as sources refresh.
| Rank | Fort Bend, TX ZIP | Score |
|---|---|---|
| 1 | 77583 | 37/100 |
| 2 | 77584 | 37/100 |
| 3 | 77031 | 36/100 |
| 4 | 77082 | 36/100 |
| 5 | 77083 | 36/100 |
| 6 | 77085 | 36/100 |
| 7 | 77099 | 36/100 |
| 8 | 77430 | 36/100 |
| 9 | 77444 | 36/100 |
| 10 | 77450 | 36/100 |
| 11 | 77053 | 35/100 |
| 12 | 77406 | 35/100 |
Most distressed Fort Bend, TX ZIPs (0-100, 2026)
Mortgage delinquency in Fort Bend, TX
1.2% of Fort Bend, TX mortgages were ninety-plus days late (Fort Bend, TX, December 2025); Fort Bend, TX thirty-to-eighty-nine days late: 2.6%; Fort Bend, TX twelve-month change +0.1%; Fort Bend, TX peak since 2008: 3.5% (January 2010); Texas overall 1.2%. Fort Bend, TX ninety-day series: Dec 24 1.1, Jan 25 1.1, Feb 25 1.1 (Fort Bend, TX), Mar 25 1.0, Apr 25 0.9, May 25 1.0 (Fort Bend, TX), Jun 25 1.2, Jul 25 1.1, Aug 25 1.1 (Fort Bend, TX), Sep 25 1.0, Oct 25 1.0, Nov 25 1.1 (Fort Bend, TX), Dec 25 1.2.
Opportunity index: Fort Bend, TX
Fort Bend, TX index 29.7, Fort Bend, TX phase early_signal; Fort Bend, TX primary driver construction, Fort Bend, TX second driver bank institutional. Fort Bend, TX components: property stress 14.6, foreclosure pressure 12.9, listing discounts 41.8, bank stress 54.0, insurance 0.0; Fort Bend, TX pulse 29.9; Fort Bend, TX capital opportunity 29.5.
ZIP market phases inside Fort Bend, TX
35 Fort Bend, TX ZIPs carry a price-cycle phase; Fort Bend, TX ZIPs by phase (Fort Bend, TX), deepest drawdown first: recovery, +2.7% YoY (Fort Bend, TX): 77031, 77053, 77082, 77083, Fort Bend, TX 77085, 77099, 77406, 77407, Fort Bend, TX 77417, 77423, 77430, 77441, Fort Bend, TX 77444, 77450; peak, +1.2% YoY (Fort Bend, TX): 77420; peak, +1.1% YoY (Fort Bend, TX): 77435.
Residential listings by Fort Bend, TX ZIP
Fort Bend, TX ZIPs with the most tracked Fort Bend, TX residential listings: 77494 57 listings, 26 candidates, bank pressure 57; 77459 54 listings, 18 candidates, bank pressure 57; 77406 42 listings, 9 candidates, bank pressure 57; 77469 42 listings, 11 candidates, bank pressure 57 (Fort Bend, TX); 77441 38 listings, 20 candidates, bank pressure 57; 77407 33 listings, 5 candidates, bank pressure 57; 77471 26 listings, 8 candidates, bank pressure 57; 77545 18 listings, 1 candidates, bank pressure 58. Fort Bend, TX totals: 348 listings; Fort Bend, TX candidates 108; active ZIPs 16.
HUD assisted housing in Fort Bend, TX
16 assisted properties with 2,491 units sit in Fort Bend, TX; largest Fort Bend, TX properties: Cascade At Fountain Lake (Stafford) 370 units; Windfield Townhouses (Stafford) 294 units; Fairmont First Colony Apartments (Sugar Land) 273 units in Fort Bend, TX; Encore Grand Mission (Richmond) 240 units; Encore Katy Grand Crossing (Katy) 240 units; Heritage Grand At Sienna Plantation (Missouri City) 240 units.
Lenders with branches in Fort Bend, TX
Fort Bend, TX lenders by branch count: Prosperity Bank (Fort Bend, TX): stress 33, 9 branches low in Fort Bend, TX; Frost Bank (Fort Bend, TX): stress 69, 6 branches low in Fort Bend, TX; Woodforest National Bank (Fort Bend, TX): stress 54, 6 branches low in Fort Bend, TX; First National Bank Texas (Fort Bend, TX): stress 77, 4 branches low in Fort Bend, TX; Sunflower Bank National Assn (Fort Bend, TX): stress 76, 3 branches low in Fort Bend, TX; Stellar Bank (Fort Bend, TX): stress 71, 3 branches low in Fort Bend, TX; Wallis Bank (Fort Bend, TX): stress 50, 3 branches low in Fort Bend, TX; Newfirst National Bank (Fort Bend, TX): stress 31, 3 branches low in Fort Bend, TX.
Vacancy and permits, Fort Bend, TX
12,920 of 305,633 Fort Bend, TX housing units are vacant; Fort Bend, TX permits, twelve months: 1,815 multifamily units in Fort Bend, TX, 9,307 one-to-four unit units.
Work Fort Bend, TX at the parcel level
Every Fort Bend, TX parcel carries owner and address; every Fort Bend, TX parcel carries APN; Fort Bend, TX distress scores sit on the Fort Bend, TX live board.
Fort Bend, TX figures refresh with each source.
Fort Bend, TX questions
Most distressed ZIP code in Fort Bend County, TX?
ZIP 77583 leads Fort Bend, TX at 37/100; next in Fort Bend, TX: 77584 at 37/100; the Fort Bend, TX average is 35/100.
Where does Fort Bend County, TX rank for investment opportunity?
Fort Bend, TX is #1,429 among all ranked counties, #142 in Texas; the Fort Bend, TX driver is construction; Fort Bend, TX moved up 836 places.
How many mortgages are delinquent in Fort Bend County, TX?
1.2% of Fort Bend, TX mortgages were ninety-plus days late in December 2025; the Fort Bend, TX peak since 2008 was 3.5%.
Which banks lend in Fort Bend County, TX?
8 watched lenders hold Fort Bend, TX branches; the largest Fort Bend, TX footprints are Prosperity Bank (9), Frost Bank (6), Woodforest National Bank (6).
More on Fort Bend, TX
Fort Bend County, TX distress report: public-record figures for Fort Bend, TX; not legal advice for Fort Bend, TX; not tax or investment advice; verify every Fort Bend, TX record before acting.