Geneva County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Geneva County, Alabama? DLRadar grades every Geneva County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Geneva County breakdown.
- Geneva County's most distressed ZIP is 36301 at 29/100.
- 14 ZIP codes tracked in Geneva County, averaging 24/100 distress.
- Geneva County reads contraction — home values down 1.2% year over year, 2.0% off peak.
- Vacancy runs 14.6% across Geneva County's tracked ZIPs, with a 14.4% poverty rate.
- The typical Geneva County home is worth about $147,221 against a ~$57,670 median income.
- Lending headwind in Geneva County sits at 5/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 36301 | 29/100 |
| 2 | 36305 | 25/100 |
| 3 | 36352 | 25/100 |
| 4 | 36313 | 24/100 |
| 5 | 36314 | 24/100 |
| 6 | 36340 | 24/100 |
| 7 | 36344 | 24/100 |
| 8 | 36453 | 24/100 |
| 9 | 36316 | 23/100 |
| 10 | 36318 | 23/100 |
| 11 | 36477 | 23/100 |
| 12 | 36442 | 22/100 |
Most distressed ZIP codes in Geneva County (composite distress 0-100, 2026)
What is driving Geneva County distress
Nothing here is estimated: Geneva County is scored from filings alone, and its ZIPs average 24/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Geneva County market phase and pricing
Geneva County currently sits in contraction after a 1.2% decline in the past twelve months, 2.0% off the high. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Geneva County
Geneva County's ZIP-level scores stay free. The 60-minute exploration is what unlocks the property-level detail behind them — no card today.
Nothing charged today · every module open, on live data.
Questions about this county
Which part of Geneva County, AL scores highest for distress?
ZIP 36301 leads Geneva County at 29/100, recomputed monthly from public records.
What market phase is Geneva County in?
Geneva County reads contraction, with home prices down 1.2% year over year. Phase comes from FHFA House Price Index trajectory.
Can the Geneva County figures be verified?
The inputs are all public: FHFA for the contraction path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 14 ZIP codes in Geneva County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Geneva County ZIP codes?
The county figure is a blend, not a description. Across the Geneva County ZIPs DLRadar ranks, scores run from 29/100 in 36301 down to 22/100 in 36442, against a Geneva County average of 24/100. Because the gap runs to 7 points, Geneva County rewards ZIP-level precision.
What do Geneva County home values and vacancy say about distressed supply?
The typical Geneva County home carries about $147,221 of value against a median household income near $57,670. Vacancy across Geneva County's tracked ZIPs runs 14.6% and the poverty rate is 14.4%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Geneva County's filings and its 5/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.