Geneva County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Geneva County, AL distress report, 2026: 14 ZIPs scored in Geneva, AL, Geneva, AL average 25/100; the top Geneva, AL ZIP is 36301 at 29/100; Geneva, AL market phase contraction, Geneva, AL prices -1.2% year over year.
- Geneva, AL ranks #419 nationally (opportunity index); Geneva, AL #18 in Alabama; Geneva, AL index 33.8.
- Geneva, AL: no CFPB county sample; Geneva, AL metro area reading 1.3%.
- Geneva, AL ZIP phases: 8 contraction, 5 peak, 1 expansion.
- Geneva, AL residential listings tracked: 11 across 8 ZIPs; Geneva, AL candidate listings 6.
- Geneva, AL lenders on watch: 4; largest Geneva, AL footprint Friend Bank (3 branches).
- Geneva, AL most distressed ZIP: 36301 at 29/100.
Geneva, AL figures: DLRadar distress index; Geneva, AL inputs: CFPB, FHFA, HUD, FDIC; Geneva, AL rebuilt as sources refresh.
| Rank | Geneva, AL ZIP | Score |
|---|---|---|
| 1 | 36301 | 29/100 |
| 2 | 36305 | 26/100 |
| 3 | 36453 | 26/100 |
| 4 | 36313 | 25/100 |
| 5 | 36314 | 25/100 |
| 6 | 36316 | 25/100 |
| 7 | 36318 | 25/100 |
| 8 | 36340 | 25/100 |
| 9 | 36344 | 25/100 |
| 10 | 36352 | 25/100 |
| 11 | 36322 | 24/100 |
| 12 | 36477 | 24/100 |
Most distressed Geneva, AL ZIPs (0-100, 2026)
Mortgage delinquency around Geneva, AL
No CFPB county sample covers Geneva, AL; the metro area reading for Geneva, AL (Dothan, AL): 1.3% ninety-plus; Geneva, AL area thirty-to-eighty-nine 3.3% (December 2025, Geneva, AL); Alabama overall 1.1%.
Opportunity index: Geneva, AL
Geneva, AL index 33.8, Geneva, AL phase peak_opportunity; Geneva, AL primary driver vacancy, Geneva, AL second driver construction. Geneva, AL components: property stress 25.2, foreclosure pressure 21.9, listing discounts 35.1, bank stress 54.3, insurance 0.0; Geneva, AL pulse 37.5; Geneva, AL capital opportunity 28.2; Geneva, AL seven-day change +0.3%.
ZIP market phases inside Geneva, AL
14 Geneva, AL ZIPs carry a price-cycle phase; Geneva, AL ZIPs by phase (Geneva, AL), deepest drawdown first: contraction, -1.2% YoY, 2.0% off peak (Geneva, AL): 36301, 36305, 36313, 36314, Geneva, AL 36340, 36344, 36375; contraction, -0.7% YoY, 1.8% off peak (Geneva, AL): 36477; peak, +0.2% YoY, 1.4% off peak (Geneva, AL): 36318; peak, +0.3% YoY, 1.3% off peak (Geneva, AL): 36316; peak, +0.5% YoY, 1.2% off peak (Geneva, AL): 36352; peak, +1.6% YoY, 0.8% off peak (Geneva, AL): 36453; peak, +2.9% YoY, 0.1% off peak (Geneva, AL): 36322; expansion, +5.0% YoY, 0.0% off peak (Geneva, AL): 36442.
Residential listings by Geneva, AL ZIP
Geneva, AL ZIPs with the most tracked Geneva, AL residential listings: 36344 4 listings, 2 candidates, bank pressure 58; 36477 4 listings, 2 candidates, bank pressure 60; 36318 1 listings, 1 candidates, bank pressure 60; 36340 1 listings, 0 candidates, bank pressure 58 (Geneva, AL); 36375 1 listings, 1 candidates, bank pressure 59; 36313 0 listings, 0 candidates, bank pressure 58; 36314 0 listings, 0 candidates, bank pressure 58; 36316 0 listings, 0 candidates, bank pressure 60. Geneva, AL totals: 11 listings; Geneva, AL candidates 6; active ZIPs 1.
Lenders with branches in Geneva, AL
Geneva, AL lenders by branch count: Friend Bank (Geneva, AL): stress 46, 3 branches low in Geneva, AL; First Nb Of Hartford (Geneva, AL): stress 58, 2 branches low in Geneva, AL; Samson Banking Co Inc (Geneva, AL): stress 49, 2 branches low in Geneva, AL; 22nd State Banking Co (Geneva, AL): stress 75, 1 branch low in Geneva, AL.
Vacancy and permits, Geneva, AL
1,937 of 12,584 Geneva, AL housing units are vacant; Geneva, AL permits, twelve months: 3 multifamily units in Geneva, AL, 15 one-to-four unit units.
Work Geneva, AL at the parcel level
Every Geneva, AL parcel carries owner and address; every Geneva, AL parcel carries APN; Geneva, AL distress scores sit on the Geneva, AL live board.
Geneva, AL figures refresh with each source.
Geneva, AL questions
Most distressed ZIP code in Geneva County, AL?
ZIP 36301 leads Geneva, AL at 29/100; next in Geneva, AL: 36305 at 26/100; the Geneva, AL average is 25/100.
Where does Geneva County, AL rank for investment opportunity?
Geneva, AL is #419 among all ranked counties, #18 in Alabama; the Geneva, AL driver is vacancy; Geneva, AL moved up 223 places.
How many mortgages are delinquent in Geneva County, AL?
Geneva, AL takes the metro area reading of 1.3% for December 2025; no CFPB county sample covers Geneva, AL.
Which banks lend in Geneva County, AL?
4 watched lenders hold Geneva, AL branches; the largest Geneva, AL footprints are Friend Bank (3), First Nb Of Hartford (2), Samson Banking Co Inc (2).
More on Geneva, AL
Geneva County, AL distress report: public-record figures for Geneva, AL; not legal advice for Geneva, AL; not tax or investment advice; verify every Geneva, AL record before acting.