Haywood County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Haywood County, NC distress report, 2026: 7 ZIPs scored in Haywood, NC, Haywood, NC average 30/100; the top Haywood, NC ZIP is 28716 at 31/100; Haywood, NC market phase peak, Haywood, NC prices +1.9% year over year.
- Haywood, NC ranks #451 nationally (opportunity index); Haywood, NC #18 in North Carolina; Haywood, NC index 33.7.
- Haywood, NC: no CFPB county sample; Haywood, NC non-metro area reading 1.3%.
- Haywood, NC ZIP phases: 7 peak.
- Haywood, NC residential listings tracked: 10 across 6 ZIPs; Haywood, NC candidate listings 5.
- Haywood, NC HUD assisted properties: 5 with 473 units.
- Haywood, NC lenders on watch: 3; largest Haywood, NC footprint First-Citizens Bank&Trust Co (3 branches).
- Haywood, NC most distressed ZIP: 28716 at 31/100.
Haywood, NC figures: DLRadar distress index; Haywood, NC inputs: CFPB, FHFA, HUD, FDIC; Haywood, NC rebuilt as sources refresh.
| Rank | Haywood, NC ZIP | Score |
|---|---|---|
| 1 | 28716 | 31/100 |
| 2 | 28721 | 31/100 |
| 3 | 28745 | 31/100 |
| 4 | 28785 | 31/100 |
| 5 | 28786 | 31/100 |
| 6 | 28751 | 30/100 |
| 7 | 28743 | 27/100 |
Most distressed Haywood, NC ZIPs (0-100, 2026)
Mortgage delinquency around Haywood, NC
No CFPB county sample covers Haywood, NC; the non-metro area reading for Haywood, NC: 1.3% ninety-plus; Haywood, NC area thirty-to-eighty-nine 3.4% (December 2025, Haywood, NC); North Carolina overall 0.9%.
Opportunity index: Haywood, NC
Haywood, NC index 33.7, Haywood, NC phase peak_opportunity; Haywood, NC primary driver vacancy, Haywood, NC second driver bank institutional. Haywood, NC components: property stress 29.0, foreclosure pressure 30.6, listing discounts 29.5, bank stress 56.3, insurance 0.0; Haywood, NC pulse 38.5; Haywood, NC capital opportunity 26.4; Haywood, NC seven-day change -0.6%.
ZIP market phases inside Haywood, NC
7 Haywood, NC ZIPs carry a price-cycle phase; Haywood, NC ZIPs by phase (Haywood, NC), deepest drawdown first: peak, +1.9% YoY (Haywood, NC): 28716, 28721, 28745, 28785, Haywood, NC 28786; peak, +1.0% YoY (Haywood, NC): 28743; peak, +2.1% YoY (Haywood, NC): 28751.
Residential listings by Haywood, NC ZIP
Haywood, NC ZIPs with the most tracked Haywood, NC residential listings: 28721 3 listings, 1 candidates, bank pressure 60; 28785 3 listings, 1 candidates, bank pressure 60; 28716 2 listings, 1 candidates, bank pressure 60; 28786 2 listings, 2 candidates, bank pressure 60 (Haywood, NC); 28745 0 listings, 0 candidates, bank pressure 60; 28751 0 listings, 0 candidates, bank pressure 59. Haywood, NC totals: 10 listings; Haywood, NC candidates 5; active ZIPs 0.
HUD assisted housing in Haywood, NC
5 assisted properties with 473 units sit in Haywood, NC; largest Haywood, NC properties: Mountain Creek Apartments (Waynesville) 193 units; Vantage Pointe Homes At Balsam Mountain (Waynesville) 160 units; Great Laurels Of Junaluska (Waynesville) 100 units, 36 assisted in Haywood, NC; Cac Of Haywood Co (Waynesville) 14 units, 14 assisted; Chc Of Haywood Co. (Waynesville) 6 units, 6 assisted.
Lenders with branches in Haywood, NC
Haywood, NC lenders by branch count: First-Citizens Bank&Trust Co (Haywood, NC): stress 71, 3 branches low in Haywood, NC; Hometrust Bank (Haywood, NC): stress 49, 2 branches low in Haywood, NC; Truist Bank (Haywood, NC): stress 62, 1 branch low in Haywood, NC.
Vacancy and permits, Haywood, NC
8,437 of 35,560 Haywood, NC housing units are vacant; Haywood, NC permits, twelve months: 84 multifamily units in Haywood, NC, 380 one-to-four unit units.
Work Haywood, NC at the parcel level
Every Haywood, NC parcel carries owner and address; every Haywood, NC parcel carries APN; Haywood, NC distress scores sit on the Haywood, NC live board.
Haywood, NC figures refresh with each source.
Haywood, NC questions
Most distressed ZIP code in Haywood County, NC?
ZIP 28716 leads Haywood, NC at 31/100; next in Haywood, NC: 28721 at 31/100; the Haywood, NC average is 30/100.
Where does Haywood County, NC rank for investment opportunity?
Haywood, NC is #451 among all ranked counties, #18 in North Carolina; the Haywood, NC driver is vacancy; Haywood, NC moved down 18 places.
How many mortgages are delinquent in Haywood County, NC?
Haywood, NC takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Haywood, NC.
Which banks lend in Haywood County, NC?
3 watched lenders hold Haywood, NC branches; the largest Haywood, NC footprints are First-Citizens Bank&Trust Co (3), Hometrust Bank (2), Truist Bank (1).
More on Haywood, NC
Haywood County, NC distress report: public-record figures for Haywood, NC; not legal advice for Haywood, NC; not tax or investment advice; verify every Haywood, NC record before acting.