Indian River County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Indian River County, FL distress report, 2026: 9 ZIPs scored in Indian River, FL, Indian River, FL average 31/100; the top Indian River, FL ZIP is 32948 at 34/100; Indian River, FL market phase recovery, Indian River, FL prices +2.7% year over year.
- Indian River, FL ranks #647 nationally (opportunity index); Indian River, FL #55 in Florida; Indian River, FL index 32.6.
- Indian River, FL ninety-day mortgage delinquency 1.0% in December 2025; Indian River, FL twelve-month change +0.5%.
- Indian River, FL ZIP phases: 9 recovery.
- Indian River, FL residential listings tracked: 816 across 9 ZIPs; Indian River, FL candidate listings 388.
- Indian River, FL HUD assisted properties: 6 with 516 units.
- Indian River, FL lenders on watch: 4; largest Indian River, FL footprint Seacoast National Bank (4 branches).
- Indian River, FL most distressed ZIP: 32948 at 34/100.
Indian River, FL figures: DLRadar distress index; Indian River, FL inputs: CFPB, FHFA, HUD, FDIC; Indian River, FL rebuilt as sources refresh.
| Rank | Indian River, FL ZIP | Score |
|---|---|---|
| 1 | 32948 | 34/100 |
| 2 | 32958 | 31/100 |
| 3 | 32960 | 31/100 |
| 4 | 32962 | 31/100 |
| 5 | 32963 | 31/100 |
| 6 | 32966 | 31/100 |
| 7 | 32967 | 31/100 |
| 8 | 32968 | 31/100 |
| 9 | 32970 | 31/100 |
Most distressed Indian River, FL ZIPs (0-100, 2026)
Mortgage delinquency in Indian River, FL
1.0% of Indian River, FL mortgages were ninety-plus days late (Indian River, FL, December 2025); Indian River, FL thirty-to-eighty-nine days late: 1.9%; Indian River, FL twelve-month change +0.5%; Indian River, FL peak since 2008: 8.4% (December 2009); Florida overall 1.2%. Indian River, FL ninety-day series: Dec 24 0.5, Jan 25 0.5, Feb 25 0.5 (Indian River, FL), Mar 25 0.6, Apr 25 0.6, May 25 0.7 (Indian River, FL), Jun 25 0.7, Jul 25 0.7, Aug 25 0.5 (Indian River, FL), Sep 25 0.7, Oct 25 0.7, Nov 25 0.7 (Indian River, FL), Dec 25 1.0.
Opportunity index: Indian River, FL
Indian River, FL index 32.6, Indian River, FL phase watchlist; Indian River, FL primary driver vacancy, Indian River, FL second driver bank institutional. Indian River, FL components: property stress 30.9, foreclosure pressure 30.7, listing discounts 35.9, bank stress 49.0, insurance 0.0; Indian River, FL pulse 33.8; Indian River, FL capital opportunity 30.8; Indian River, FL seven-day change +0.1%.
ZIP market phases inside Indian River, FL
9 Indian River, FL ZIPs carry a price-cycle phase; Indian River, FL ZIPs by phase (Indian River, FL), deepest drawdown first: recovery, +2.4% YoY (Indian River, FL): 32948; recovery, +2.7% YoY (Indian River, FL): 32958, 32960, 32962, 32963, Indian River, FL 32966, 32967, 32968, 32970.
Residential listings by Indian River, FL ZIP
Indian River, FL ZIPs with the most tracked Indian River, FL residential listings: 32958 211 listings, 94 candidates, bank pressure 62; 32967 194 listings, 105 candidates, bank pressure 62; 32966 114 listings, 52 candidates, bank pressure 62; 32960 92 listings, 33 candidates, bank pressure 62 (Indian River, FL); 32963 80 listings, 40 candidates, bank pressure 62; 32948 57 listings, 38 candidates, bank pressure 63; 32962 47 listings, 17 candidates, bank pressure 62; 32968 21 listings, 9 candidates, bank pressure 62. Indian River, FL totals: 816 listings; Indian River, FL candidates 388; active ZIPs 0.
HUD assisted housing in Indian River, FL
6 assisted properties with 516 units sit in Indian River, FL; largest Indian River, FL properties: Walker Woods (Vero Beach) 208 units; Pelican Isles Apartments (Sebastian) 150 units; Gardenia Gardens (Vero Beach) 80 units, 79 assisted in Indian River, FL; Grace's Landing (Sebastian) 70 units; Arc Of Indian River Co (Vero Beach) 8 units, 8 assisted; Preserve At Oslo (Vero Beach) 0 units.
Lenders with branches in Indian River, FL
Indian River, FL lenders by branch count: Seacoast National Bank (Indian River, FL): stress 58, 4 branches low in Indian River, FL; Southstate Bank Na (Indian River, FL): stress 48, 2 branches low in Indian River, FL; Bankunited National Assn (Indian River, FL): stress 76, 1 branch low in Indian River, FL; Cypress Bank&Trust (Indian River, FL): stress 61, 1 branch low in Indian River, FL.
Vacancy and permits, Indian River, FL
15,624 of 86,440 Indian River, FL housing units are vacant; Indian River, FL permits, twelve months: 276 multifamily units in Indian River, FL, 174 one-to-four unit units.
Work Indian River, FL at the parcel level
Every Indian River, FL parcel carries owner and address; every Indian River, FL parcel carries APN; Indian River, FL distress scores sit on the Indian River, FL live board; Indian River, FL lead lists by signal.
Indian River, FL figures refresh with each source.
Indian River, FL questions
Most distressed ZIP code in Indian River County, FL?
ZIP 32948 leads Indian River, FL at 34/100; next in Indian River, FL: 32958 at 31/100; the Indian River, FL average is 31/100.
Where does Indian River County, FL rank for investment opportunity?
Indian River, FL is #647 among all ranked counties, #55 in Florida; the Indian River, FL driver is vacancy; Indian River, FL moved up 755 places.
How many mortgages are delinquent in Indian River County, FL?
1.0% of Indian River, FL mortgages were ninety-plus days late in December 2025; the Indian River, FL peak since 2008 was 8.4%.
Which banks lend in Indian River County, FL?
4 watched lenders hold Indian River, FL branches; the largest Indian River, FL footprints are Seacoast National Bank (4), Southstate Bank Na (2), Bankunited National Assn (1).
More on Indian River, FL
Indian River County, FL distress report: public-record figures for Indian River, FL; not legal advice for Indian River, FL; not tax or investment advice; verify every Indian River, FL record before acting.