Indian River County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Indian River County, Florida? DLRadar grades every Indian River County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 33/100. Here is the 2026 Indian River County breakdown.
- Indian River County's most distressed ZIP is 32948 at 33/100.
- 9 ZIP codes tracked in Indian River County, averaging 30/100 distress.
- Indian River County reads recovery — home values up 2.7% year over year.
- Vacancy runs 20.2% across Indian River County's tracked ZIPs, with a 11.3% poverty rate.
- The typical Indian River County home is worth about $395,313 against a ~$73,953 median income.
- Lending headwind in Indian River County sits at 51/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 32948 | 33/100 |
| 2 | 32958 | 30/100 |
| 3 | 32960 | 30/100 |
| 4 | 32962 | 30/100 |
| 5 | 32963 | 30/100 |
| 6 | 32966 | 30/100 |
| 7 | 32967 | 30/100 |
| 8 | 32968 | 30/100 |
| 9 | 32970 | 30/100 |
Most distressed ZIP codes in Indian River County (composite distress 0-100, 2026)
What is driving Indian River County distress
Nothing here is estimated: Indian River County is scored from filings alone, and its ZIPs average 30/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Indian River County market phase and pricing
DLRadar places Indian River County in recovery; prices moved up 2.7% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Indian River County
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Frequently asked
What is the hardest-hit ZIP in Indian River County?
ZIP 32948 leads Indian River County at 33/100, recomputed monthly from public records.
What market phase is Indian River County in?
Indian River County is classified recovery with a 2.7% year-over-year increase, following the FHFA House Price Index.
What is this Indian River County analysis built from?
Indian River County draws on FHFA (recovery trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 9 ZIPs are comparable to anywhere else.
How much do distress scores vary between Indian River County ZIP codes?
Averaging the county conceals how uneven it is. Across the Indian River County ZIPs DLRadar ranks, scores run from 33/100 in 32948 down to 30/100 in 32970, against a Indian River County average of 30/100. With 3 points between best and worst, county-level targeting in Indian River County wastes effort.
What do Indian River County home values and vacancy say about distressed supply?
The typical Indian River County home carries about $395,313 of value against a median household income near $73,953. Vacancy across Indian River County's tracked ZIPs runs 20.2% and the poverty rate is 11.3%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Indian River County's foreclosure and lien filings and its 51/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.