Jackson County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Jackson County, NC distress report, 2026: 13 ZIPs scored in Jackson, NC, Jackson, NC average 29/100; the top Jackson, NC ZIP is 28774 at 31/100; Jackson, NC market phase peak, Jackson, NC prices +2.8% year over year.
- Jackson, NC ranks #710 nationally (opportunity index); Jackson, NC #35 in North Carolina; Jackson, NC index 32.3.
- Jackson, NC: no CFPB county sample; Jackson, NC non-metro area reading 1.3%.
- Jackson, NC ZIP phases: 13 peak.
- Jackson, NC residential listings tracked: 14 across 9 ZIPs; Jackson, NC candidate listings 11.
- Jackson, NC HUD assisted properties: 2 with 54 units.
- Jackson, NC lenders on watch: 3; largest Jackson, NC footprint First-Citizens Bank&Trust Co (2 branches).
- Jackson, NC most distressed ZIP: 28774 at 31/100.
Jackson, NC figures: DLRadar distress index; Jackson, NC inputs: CFPB, FHFA, HUD, FDIC; Jackson, NC rebuilt as sources refresh.
| Rank | Jackson, NC ZIP | Score |
|---|---|---|
| 1 | 28774 | 31/100 |
| 2 | 28741 | 30/100 |
| 3 | 28751 | 30/100 |
| 4 | 28707 | 29/100 |
| 5 | 28717 | 29/100 |
| 6 | 28723 | 29/100 |
| 7 | 28725 | 29/100 |
| 8 | 28736 | 29/100 |
| 9 | 28779 | 29/100 |
| 10 | 28783 | 29/100 |
| 11 | 28788 | 29/100 |
| 12 | 28789 | 28/100 |
Most distressed Jackson, NC ZIPs (0-100, 2026)
Mortgage delinquency around Jackson, NC
No CFPB county sample covers Jackson, NC; the non-metro area reading for Jackson, NC: 1.3% ninety-plus; Jackson, NC area thirty-to-eighty-nine 3.4% (December 2025, Jackson, NC); North Carolina overall 0.9%.
Opportunity index: Jackson, NC
Jackson, NC index 32.3, Jackson, NC phase early_signal; Jackson, NC primary driver vacancy, Jackson, NC second driver bank institutional. Jackson, NC components: property stress 31.6, foreclosure pressure 33.4, listing discounts 15.0, bank stress 56.7, insurance 0.0; Jackson, NC pulse 39.8; Jackson, NC capital opportunity 21.0.
ZIP market phases inside Jackson, NC
13 Jackson, NC ZIPs carry a price-cycle phase; Jackson, NC ZIPs by phase (Jackson, NC), deepest drawdown first: peak, +2.8% YoY (Jackson, NC): 28707, 28717, 28719, 28723, Jackson, NC 28725, 28736, 28741, 28779, Jackson, NC 28783, 28788, 28789; peak, +2.1% YoY (Jackson, NC): 28751; peak, +2.3% YoY (Jackson, NC): 28774.
Residential listings by Jackson, NC ZIP
Jackson, NC ZIPs with the most tracked Jackson, NC residential listings: 28779 5 listings, 4 candidates, bank pressure 57; 28723 3 listings, 2 candidates, bank pressure 57; 28736 3 listings, 3 candidates, bank pressure 57; 28789 2 listings, 1 candidates, bank pressure 59 (Jackson, NC); 28783 1 listings, 1 candidates, bank pressure 57; 28707 0 listings, 0 candidates, bank pressure 57; 28717 0 listings, 0 candidates, bank pressure 57; 28725 0 listings, 0 candidates, bank pressure 57. Jackson, NC totals: 14 listings; Jackson, NC candidates 11; active ZIPs 0.
HUD assisted housing in Jackson, NC
2 assisted properties with 54 units sit in Jackson, NC; largest Jackson, NC properties: Reedwood Manor (Sylva) 30 units, 30 assisted; Jackson Village Apts. (Sylva) 24 units, 24 assisted.
Lenders with branches in Jackson, NC
Jackson, NC lenders by branch count: First-Citizens Bank&Trust Co (Jackson, NC): stress 71, 2 branches low in Jackson, NC; Jackson Savings Bank Ssb (Jackson, NC): stress 47, 1 branch low in Jackson, NC; First Bank (Jackson, NC): stress 47, 1 branch low in Jackson, NC.
Vacancy and permits, Jackson, NC
9,373 of 27,803 Jackson, NC housing units are vacant; Jackson, NC permits, twelve months: 0 multifamily units in Jackson, NC, 259 one-to-four unit units.
Work Jackson, NC at the parcel level
Every Jackson, NC parcel carries owner and address; every Jackson, NC parcel carries APN; Jackson, NC distress scores sit on the Jackson, NC live board.
Jackson, NC figures refresh with each source.
Jackson, NC questions
Most distressed ZIP code in Jackson County, NC?
ZIP 28774 leads Jackson, NC at 31/100; next in Jackson, NC: 28741 at 30/100; the Jackson, NC average is 29/100.
Where does Jackson County, NC rank for investment opportunity?
Jackson, NC is #710 among all ranked counties, #35 in North Carolina; the Jackson, NC driver is vacancy; Jackson, NC moved down 417 places.
How many mortgages are delinquent in Jackson County, NC?
Jackson, NC takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Jackson, NC.
Which banks lend in Jackson County, NC?
3 watched lenders hold Jackson, NC branches; the largest Jackson, NC footprints are First-Citizens Bank&Trust Co (2), Jackson Savings Bank Ssb (1), First Bank (1).
More on Jackson, NC
Jackson County, NC distress report: public-record figures for Jackson, NC; not legal advice for Jackson, NC; not tax or investment advice; verify every Jackson, NC record before acting.