Jackson County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Jackson County, North Carolina? DLRadar grades every Jackson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Jackson County breakdown.
- Jackson County's most distressed ZIP is 28741 at 31/100.
- 13 ZIP codes tracked in Jackson County, averaging 29/100 distress.
- Jackson County reads peak — home values up 2.8% year over year.
- Vacancy runs 41% across Jackson County's tracked ZIPs, with a 13.9% poverty rate.
- The typical Jackson County home is worth about $384,992 against a ~$55,241 median income.
- Lending headwind in Jackson County sits at 44/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 28741 | 31/100 |
| 2 | 28751 | 31/100 |
| 3 | 28774 | 31/100 |
| 4 | 28707 | 29/100 |
| 5 | 28717 | 29/100 |
| 6 | 28723 | 29/100 |
| 7 | 28725 | 29/100 |
| 8 | 28736 | 29/100 |
| 9 | 28779 | 29/100 |
| 10 | 28783 | 29/100 |
| 11 | 28788 | 29/100 |
| 12 | 28789 | 29/100 |
Most distressed ZIP codes in Jackson County (composite distress 0-100, 2026)
What is driving Jackson County distress
Jackson County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 29/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Jackson County market phase and pricing
Jackson County reads peak — home prices rose 2.8% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Jackson County
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What people ask
Which ZIP code leads Jackson County on distress?
ZIP 28741 leads Jackson County at 31/100, recomputed monthly from public records.
What market phase is Jackson County in?
Jackson County reads peak, with home prices up 2.8% year over year. Phase comes from FHFA House Price Index trajectory.
How is the Jackson County data sourced?
Every Jackson County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 13 Jackson County ZIP codes that it runs on every other U.S. county, so Jackson County's numbers are directly comparable to any other market.
How much do distress scores vary between Jackson County ZIP codes?
A county average hides the spread. Across the Jackson County ZIPs DLRadar ranks, scores run from 31/100 in 28741 down to 29/100 in 28789, against a Jackson County average of 29/100. Those 2 points separate the ZIPs worth working in Jackson County from the rest.
What do Jackson County home values and vacancy say about distressed supply?
The typical Jackson County home carries about $384,992 of value against a median household income near $55,241. Vacancy across Jackson County's tracked ZIPs runs 41% and the poverty rate is 13.9%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Jackson County's foreclosure and tax-lien filings and its 44/100 lending headwind.
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Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.