Lauderdale County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lauderdale County, AL distress report, 2026: 10 ZIPs scored in Lauderdale, AL, Lauderdale, AL average 34/100; the top Lauderdale, AL ZIP is 35630 at 35/100; Lauderdale, AL market phase expansion, Lauderdale, AL prices +8.4% year over year.
- Lauderdale, AL ranks #258 nationally (opportunity index); Lauderdale, AL #9 in Alabama; Lauderdale, AL index 35.2.
- Lauderdale, AL: no CFPB county sample; Lauderdale, AL non-metro area reading 1.6%.
- Lauderdale, AL ZIP phases: 9 expansion, 1 peak.
- Lauderdale, AL residential listings tracked: 9 across 9 ZIPs; Lauderdale, AL candidate listings 7.
- Lauderdale, AL HUD assisted properties: 12 with 1,066 units.
- Lauderdale, AL lenders on watch: 8; largest Lauderdale, AL footprint Bank Independent (7 branches).
- Lauderdale, AL most distressed ZIP: 35630 at 35/100.
Lauderdale, AL figures: DLRadar distress index; Lauderdale, AL inputs: CFPB, FHFA, HUD, FDIC; Lauderdale, AL rebuilt as sources refresh.
| Rank | Lauderdale, AL ZIP | Score |
|---|---|---|
| 1 | 35630 | 35/100 |
| 2 | 35632 | 35/100 |
| 3 | 35633 | 35/100 |
| 4 | 35634 | 35/100 |
| 5 | 35645 | 35/100 |
| 6 | 35648 | 35/100 |
| 7 | 35652 | 35/100 |
| 8 | 35677 | 35/100 |
| 9 | 35610 | 33/100 |
| 10 | 35614 | 28/100 |
Most distressed Lauderdale, AL ZIPs (0-100, 2026)
Mortgage delinquency around Lauderdale, AL
No CFPB county sample covers Lauderdale, AL; the non-metro area reading for Lauderdale, AL: 1.6% ninety-plus; Lauderdale, AL area thirty-to-eighty-nine 4.7% (December 2025, Lauderdale, AL); Alabama overall 1.1%.
Opportunity index: Lauderdale, AL
Lauderdale, AL index 35.2, Lauderdale, AL phase peak_opportunity; Lauderdale, AL primary driver construction, Lauderdale, AL second driver bank institutional. Lauderdale, AL components: property stress 27.8, foreclosure pressure 21.3, listing discounts 34.1, bank stress 64.5, insurance 0.0; Lauderdale, AL pulse 41.2; Lauderdale, AL capital opportunity 26.3; Lauderdale, AL seven-day change -0.2%.
ZIP market phases inside Lauderdale, AL
10 Lauderdale, AL ZIPs carry a price-cycle phase; Lauderdale, AL ZIPs by phase (Lauderdale, AL), deepest drawdown first: expansion, +6.8% YoY (Lauderdale, AL): 35610; peak, +3.0% YoY (Lauderdale, AL): 35614; expansion, +8.4% YoY (Lauderdale, AL): 35630, 35632, 35633, 35634, Lauderdale, AL 35645, 35648, 35677; expansion, +8.3% YoY (Lauderdale, AL): 35652.
Residential listings by Lauderdale, AL ZIP
Lauderdale, AL ZIPs with the most tracked Lauderdale, AL residential listings: 35630 2 listings, 2 candidates, bank pressure 67; 35633 2 listings, 1 candidates, bank pressure 67; 35652 2 listings, 2 candidates, bank pressure 65; 35634 1 listings, 1 candidates, bank pressure 67 (Lauderdale, AL); 35645 1 listings, 1 candidates, bank pressure 67; 35648 1 listings, 0 candidates, bank pressure 67; 35610 0 listings, 0 candidates, bank pressure 65; 35632 0 listings, 0 candidates, bank pressure 67. Lauderdale, AL totals: 9 listings; Lauderdale, AL candidates 7; active ZIPs 1.
HUD assisted housing in Lauderdale, AL
12 assisted properties with 1,066 units sit in Lauderdale, AL; largest Lauderdale, AL properties: Magnolia Gardens I & Ii (Florence) 214 units, 214 assisted; Fha Communities (Florence) 199 units, 199 assisted; Ivy Green At The Shoals Apartment Homes (Florence) 152 units in Lauderdale, AL; The Woodlands Apartment Homes (Florence) 105 units; Montreat Apartments (Florence) 100 units, 100 assisted; Redfern Apartments (Florence) 80 units.
Lenders with branches in Lauderdale, AL
Lauderdale, AL lenders by branch count: Bank Independent (Lauderdale, AL): stress 77, 7 branches low in Lauderdale, AL; First Metro Bank (Lauderdale, AL): stress 54, 5 branches low in Lauderdale, AL; First Southern Bank (Lauderdale, AL): stress 94, 3 branches low in Lauderdale, AL; Cb&S Bank Inc (Lauderdale, AL): stress 87, 3 branches low in Lauderdale, AL; Regions Bank (Lauderdale, AL): stress 57, 3 branches low in Lauderdale, AL; Farmers&Merchants Bank (Lauderdale, AL): stress 74, 2 branches low in Lauderdale, AL; Citizens Bank&Trust (Lauderdale, AL): stress 89, 1 branch low in Lauderdale, AL; Peoplestrust Bank (Lauderdale, AL): stress 67, 1 branch low in Lauderdale, AL.
Vacancy and permits, Lauderdale, AL
5,678 of 44,936 Lauderdale, AL housing units are vacant; Lauderdale, AL permits, twelve months: 24 multifamily units in Lauderdale, AL, 166 one-to-four unit units.
Work Lauderdale, AL at the parcel level
Every Lauderdale, AL parcel carries owner and address; every Lauderdale, AL parcel carries APN; Lauderdale, AL distress scores sit on the Lauderdale, AL live board.
Lauderdale, AL figures refresh with each source.
Lauderdale, AL questions
Most distressed ZIP code in Lauderdale County, AL?
ZIP 35630 leads Lauderdale, AL at 35/100; next in Lauderdale, AL: 35632 at 35/100; the Lauderdale, AL average is 34/100.
Where does Lauderdale County, AL rank for investment opportunity?
Lauderdale, AL is #258 among all ranked counties, #9 in Alabama; the Lauderdale, AL driver is construction; Lauderdale, AL moved down 73 places.
How many mortgages are delinquent in Lauderdale County, AL?
Lauderdale, AL takes the non-metro area reading of 1.6% for December 2025; no CFPB county sample covers Lauderdale, AL.
Which banks lend in Lauderdale County, AL?
8 watched lenders hold Lauderdale, AL branches; the largest Lauderdale, AL footprints are Bank Independent (7), First Metro Bank (5), First Southern Bank (3).
More on Lauderdale, AL
Lauderdale County, AL distress report: public-record figures for Lauderdale, AL; not legal advice for Lauderdale, AL; not tax or investment advice; verify every Lauderdale, AL record before acting.