Lee County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lee County, TX distress report, 2026: 9 ZIPs scored in Lee, TX, Lee, TX average 18/100; the top Lee, TX ZIP is 78945 at 27/100; Lee, TX market phase peak, Lee, TX prices +2.0% year over year.
- Lee, TX ranks #1,564 nationally (opportunity index); Lee, TX #155 in Texas; Lee, TX index 29.2.
- Lee, TX: no CFPB county sample; Lee, TX non-metro area reading 1.4%.
- Lee, TX ZIP phases: 8 peak, 1 contraction.
- Lee, TX residential listings tracked: 10 across 5 ZIPs; Lee, TX candidate listings 4.
- Lee, TX lenders on watch: 5; largest Lee, TX footprint First Nb Of Giddings (2 branches).
- Lee, TX most distressed ZIP: 78945 at 27/100.
Lee, TX figures: DLRadar distress index; Lee, TX inputs: CFPB, FHFA, HUD, FDIC; Lee, TX rebuilt as sources refresh.
| Rank | Lee, TX ZIP | Score |
|---|---|---|
| 1 | 78945 | 27/100 |
| 2 | 78621 | 24/100 |
| 3 | 78650 | 18/100 |
| 4 | 78659 | 18/100 |
| 5 | 78942 | 17/100 |
| 6 | 78946 | 16/100 |
| 7 | 77853 | 15/100 |
| 8 | 78947 | 15/100 |
| 9 | 78948 | 15/100 |
Most distressed Lee, TX ZIPs (0-100, 2026)
Mortgage delinquency around Lee, TX
No CFPB county sample covers Lee, TX; the non-metro area reading for Lee, TX: 1.4% ninety-plus; Lee, TX area thirty-to-eighty-nine 3.5% (December 2025, Lee, TX); Texas overall 1.2%.
Opportunity index: Lee, TX
Lee, TX index 29.2, Lee, TX phase early_signal; Lee, TX primary driver vacancy, Lee, TX second driver bank institutional. Lee, TX components: property stress 17.8, foreclosure pressure 18.3, listing discounts 35.0, bank stress 53.1, insurance 0.0; Lee, TX pulse 30.6; Lee, TX capital opportunity 27.0; Lee, TX seven-day change -0.4%.
ZIP market phases inside Lee, TX
9 Lee, TX ZIPs carry a price-cycle phase; Lee, TX ZIPs by phase (Lee, TX), deepest drawdown first: contraction, -0.2% YoY, 1.0% off peak (Lee, TX): 78621; peak, +0.1% YoY, 0.9% off peak (Lee, TX): 78659; peak, +0.3% YoY, 0.8% off peak (Lee, TX): 78650; peak, +1.9% YoY, 0.1% off peak (Lee, TX): 78942; peak, +2.0% YoY, 0.0% off peak (Lee, TX): 78945; peak, +2.0% YoY (Lee, TX): 77853, 78946, 78947, 78948.
Residential listings by Lee, TX ZIP
Lee, TX ZIPs with the most tracked Lee, TX residential listings: 78947 5 listings, 2 candidates, bank pressure 54; 78942 3 listings, 0 candidates, bank pressure 61; 78946 2 listings, 2 candidates, bank pressure 59; 77853 0 listings, 0 candidates, bank pressure 54 (Lee, TX); 78948 0 listings, 0 candidates, bank pressure 54. Lee, TX totals: 10 listings; Lee, TX candidates 4; active ZIPs 0.
Lenders with branches in Lee, TX
Lee, TX lenders by branch count: First Nb Of Giddings (Lee, TX): stress 65, 2 branches low in Lee, TX; Round Top State Bank (Lee, TX): stress 64, 2 branches low in Lee, TX; Citizens National Bank (Lee, TX): stress 50, 2 branches low in Lee, TX; Prosperity Bank (Lee, TX): stress 33, 2 branches low in Lee, TX; Classic Bank National Assn (Lee, TX): stress 59, 1 branch low in Lee, TX.
Vacancy and permits, Lee, TX
997 of 7,981 Lee, TX housing units are vacant; Lee, TX permits, twelve months: 0 multifamily units in Lee, TX, 61 one-to-four unit units.
Work Lee, TX at the parcel level
Every Lee, TX parcel carries owner and address; every Lee, TX parcel carries APN; Lee, TX distress scores sit on the Lee, TX live board.
Lee, TX figures refresh with each source.
Lee, TX questions
Most distressed ZIP code in Lee County, TX?
ZIP 78945 leads Lee, TX at 27/100; next in Lee, TX: 78621 at 24/100; the Lee, TX average is 18/100.
Where does Lee County, TX rank for investment opportunity?
Lee, TX is #1,564 among all ranked counties, #155 in Texas; the Lee, TX driver is vacancy; Lee, TX moved up 531 places.
How many mortgages are delinquent in Lee County, TX?
Lee, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Lee, TX.
Which banks lend in Lee County, TX?
5 watched lenders hold Lee, TX branches; the largest Lee, TX footprints are First Nb Of Giddings (2), Round Top State Bank (2), Citizens National Bank (2).
More on Lee, TX
Lee County, TX distress report: public-record figures for Lee, TX; not legal advice for Lee, TX; not tax or investment advice; verify every Lee, TX record before acting.