Leon County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Leon County, FL distress report, 2026: 14 ZIPs scored in Leon, FL, Leon, FL average 35/100; the top Leon, FL ZIP is 32301 at 35/100; Leon, FL market phase expansion, Leon, FL prices +5.8% year over year.
- Leon, FL ranks #520 nationally (opportunity index); Leon, FL #49 in Florida; Leon, FL index 33.3.
- Leon, FL ninety-day mortgage delinquency 1.1% in December 2025; Leon, FL twelve-month change +0.8%.
- Leon, FL ZIP phases: 14 expansion.
- Leon, FL residential listings tracked: 106 across 14 ZIPs; Leon, FL candidate listings 26.
- Leon, FL HUD assisted properties: 15 with 1,493 units.
- Leon, FL lenders on watch: 1; largest Leon, FL footprint Capital City Bank (12 branches).
- Leon, FL most distressed ZIP: 32301 at 35/100.
Leon, FL figures: DLRadar distress index; Leon, FL inputs: CFPB, FHFA, HUD, FDIC; Leon, FL rebuilt as sources refresh.
| Rank | Leon, FL ZIP | Score |
|---|---|---|
| 1 | 32301 | 35/100 |
| 2 | 32303 | 35/100 |
| 3 | 32304 | 35/100 |
| 4 | 32305 | 35/100 |
| 5 | 32306 | 35/100 |
| 6 | 32307 | 35/100 |
| 7 | 32308 | 35/100 |
| 8 | 32309 | 35/100 |
| 9 | 32310 | 35/100 |
| 10 | 32311 | 35/100 |
| 11 | 32312 | 35/100 |
| 12 | 32313 | 35/100 |
Most distressed Leon, FL ZIPs (0-100, 2026)
Mortgage delinquency in Leon, FL
1.1% of Leon, FL mortgages were ninety-plus days late (Leon, FL, December 2025); Leon, FL thirty-to-eighty-nine days late: 1.9%; Leon, FL twelve-month change +0.8%; Leon, FL peak since 2008: 5.2% (November 2012); Florida overall 1.2%. Leon, FL ninety-day series: Dec 24 0.3, Jan 25 0.7, Feb 25 0.6 (Leon, FL), Mar 25 0.6, Apr 25 0.5, May 25 0.3 (Leon, FL), Jun 25 0.5, Jul 25 0.6, Aug 25 0.8 (Leon, FL), Sep 25 0.9, Oct 25 0.9, Nov 25 0.9 (Leon, FL), Dec 25 1.1.
Opportunity index: Leon, FL
Leon, FL index 33.3, Leon, FL phase peak_opportunity; Leon, FL primary driver vacancy, Leon, FL second driver bank institutional. Leon, FL components: property stress 29.9, foreclosure pressure 26.0, listing discounts 36.9, bank stress 51.4, insurance 0.0; Leon, FL pulse 35.2; Leon, FL capital opportunity 30.5.
ZIP market phases inside Leon, FL
14 Leon, FL ZIPs carry a price-cycle phase; Leon, FL ZIPs by phase (Leon, FL), deepest drawdown first: expansion, +5.8% YoY (Leon, FL): 32301, 32303, 32304, 32305, Leon, FL 32306, 32307, 32308, 32309, Leon, FL 32310, 32311, 32312, 32313, Leon, FL 32317, 32399.
Residential listings by Leon, FL ZIP
Leon, FL ZIPs with the most tracked Leon, FL residential listings: 32303 29 listings, 6 candidates, bank pressure 57; 32305 15 listings, 3 candidates, bank pressure 57; 32310 12 listings, 0 candidates, bank pressure 57; 32301 11 listings, 3 candidates, bank pressure 57 (Leon, FL); 32312 10 listings, 4 candidates, bank pressure 57; 32309 9 listings, 2 candidates, bank pressure 57; 32304 8 listings, 3 candidates, bank pressure 57; 32311 7 listings, 1 candidates, bank pressure 57. Leon, FL totals: 106 listings; Leon, FL candidates 26; active ZIPs 10.
HUD assisted housing in Leon, FL
15 assisted properties with 1,493 units sit in Leon, FL; largest Leon, FL properties: Twin Oaks At Southwood (Tallahassee) 242 units; Capital Place At Southwood (Tallahassee) 216 units; Apalachee Point Villas (Tallahassee) 200 units in Leon, FL; Georgia Belle Apartments (Tallahassee) 150 units, 100 assisted; Casa Calderon (Tallahassee) 112 units, 111 assisted; Griffin Heights Apartments (Tallahassee) 100 units, 100 assisted.
Lenders with branches in Leon, FL
Leon, FL lenders by branch count: Capital City Bank (Leon, FL): stress 54, 12 branches low in Leon, FL.
Vacancy and permits, Leon, FL
15,196 of 137,793 Leon, FL housing units are vacant; Leon, FL permits, twelve months: 1,225 multifamily units in Leon, FL, 639 one-to-four unit units.
Work Leon, FL at the parcel level
Every Leon, FL parcel carries owner and address; every Leon, FL parcel carries APN; Leon, FL distress scores sit on the Leon, FL live board; Leon, FL lead lists by signal.
Leon, FL figures refresh with each source.
Leon, FL questions
Most distressed ZIP code in Leon County, FL?
ZIP 32301 leads Leon, FL at 35/100; next in Leon, FL: 32303 at 35/100; the Leon, FL average is 35/100.
Where does Leon County, FL rank for investment opportunity?
Leon, FL is #520 among all ranked counties, #49 in Florida; the Leon, FL driver is vacancy; Leon, FL moved up 536 places.
How many mortgages are delinquent in Leon County, FL?
1.1% of Leon, FL mortgages were ninety-plus days late in December 2025; the Leon, FL peak since 2008 was 5.2%.
Which banks lend in Leon County, FL?
1 watched lenders hold Leon, FL branches; the largest Leon, FL footprints are Capital City Bank (12).
More on Leon, FL
Leon County, FL distress report: public-record figures for Leon, FL; not legal advice for Leon, FL; not tax or investment advice; verify every Leon, FL record before acting.