Lowndes County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lowndes County, AL distress report, 2026: 8 ZIPs scored in Lowndes, AL, Lowndes, AL average 22/100; the top Lowndes, AL ZIP is 36761 at 28/100; Lowndes, AL market phase expansion, Lowndes, AL prices +5.4% year over year.
- Lowndes, AL ranks #2,517 nationally (opportunity index); Lowndes, AL #67 in Alabama; Lowndes, AL index 25.8.
- Lowndes, AL: no CFPB county sample; Lowndes, AL metro area reading 1.2%.
- Lowndes, AL ZIP phases: 5 expansion, 2 peak, 1 neutral.
- Lowndes, AL residential listings tracked: 7 across 6 ZIPs; Lowndes, AL candidate listings 2.
- Lowndes, AL lenders on watch: 1; largest Lowndes, AL footprint First Citizens Bank (2 branches).
- Lowndes, AL most distressed ZIP: 36761 at 28/100.
Lowndes, AL figures: DLRadar distress index; Lowndes, AL inputs: CFPB, FHFA, HUD, FDIC; Lowndes, AL rebuilt as sources refresh.
| Rank | Lowndes, AL ZIP | Score |
|---|---|---|
| 1 | 36761 | 28/100 |
| 2 | 36775 | 28/100 |
| 3 | 36043 | 25/100 |
| 4 | 36785 | 24/100 |
| 5 | 36047 | 21/100 |
| 6 | 36040 | 16/100 |
| 7 | 36752 | 16/100 |
| 8 | 36032 | 15/100 |
Most distressed Lowndes, AL ZIPs (0-100, 2026)
Mortgage delinquency around Lowndes, AL
No CFPB county sample covers Lowndes, AL; the metro area reading for Lowndes, AL (Montgomery, AL): 1.2% ninety-plus; Lowndes, AL area thirty-to-eighty-nine 2.9% (December 2025, Lowndes, AL); Alabama overall 1.1%.
Opportunity index: Lowndes, AL
Lowndes, AL index 25.8, Lowndes, AL phase weak; Lowndes, AL primary driver vacancy, Lowndes, AL second driver bank institutional. Lowndes, AL components: property stress 20.7, foreclosure pressure 19.1, listing discounts 16.3, bank stress 43.4, insurance 0.0; Lowndes, AL pulse 28.4; Lowndes, AL capital opportunity 22.0.
ZIP market phases inside Lowndes, AL
8 Lowndes, AL ZIPs carry a price-cycle phase; Lowndes, AL ZIPs by phase (Lowndes, AL), deepest drawdown first: expansion, +5.4% YoY, 1.4% off peak (Lowndes, AL): 36040, 36043, 36047, 36752; expansion, +5.3% YoY, 1.2% off peak (Lowndes, AL): 36032; neutral, +4.4% YoY, 0.8% off peak (Lowndes, AL): 36785; peak, +4.0% YoY, 0.5% off peak (Lowndes, AL): 36775; peak, +4.0% YoY, 0.4% off peak (Lowndes, AL): 36761.
Residential listings by Lowndes, AL ZIP
Lowndes, AL ZIPs with the most tracked Lowndes, AL residential listings: 36043 2 listings, 2 candidates, bank pressure 62; 36047 2 listings, 0 candidates, bank pressure 62; 36752 2 listings, 0 candidates, bank pressure 52; 36040 1 listings, 0 candidates, bank pressure 52 (Lowndes, AL); 36032 0 listings, 0 candidates, bank pressure 56; 36785 0 listings, 0 candidates, bank pressure 62. Lowndes, AL totals: 7 listings; Lowndes, AL candidates 2; active ZIPs 3.
Lenders with branches in Lowndes, AL
Lowndes, AL lenders by branch count: First Citizens Bank (Lowndes, AL): stress 41, 2 branches low in Lowndes, AL.
Vacancy and permits, Lowndes, AL
563 of 4,847 Lowndes, AL housing units are vacant; Lowndes, AL permits, twelve months: 0 multifamily units in Lowndes, AL, 4 one-to-four unit units.
Work Lowndes, AL at the parcel level
Every Lowndes, AL parcel carries owner and address; every Lowndes, AL parcel carries APN; Lowndes, AL distress scores sit on the Lowndes, AL live board.
Lowndes, AL figures refresh with each source.
Lowndes, AL questions
Most distressed ZIP code in Lowndes County, AL?
ZIP 36761 leads Lowndes, AL at 28/100; next in Lowndes, AL: 36775 at 28/100; the Lowndes, AL average is 22/100.
Where does Lowndes County, AL rank for investment opportunity?
Lowndes, AL is #2,517 among all ranked counties, #67 in Alabama; the Lowndes, AL driver is vacancy; Lowndes, AL moved up 137 places.
How many mortgages are delinquent in Lowndes County, AL?
Lowndes, AL takes the metro area reading of 1.2% for December 2025; no CFPB county sample covers Lowndes, AL.
Which banks lend in Lowndes County, AL?
1 watched lenders hold Lowndes, AL branches; the largest Lowndes, AL footprints are First Citizens Bank (2).
More on Lowndes, AL
Lowndes County, AL distress report: public-record figures for Lowndes, AL; not legal advice for Lowndes, AL; not tax or investment advice; verify every Lowndes, AL record before acting.