Macon County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Macon County, AL distress report, 2026: 13 ZIPs scored in Macon, AL, Macon, AL average 18/100; the top Macon, AL ZIP is 36078 at 26/100; Macon, AL market phase peak, Macon, AL prices +0.9% year over year.
- Macon, AL ranks #693 nationally (opportunity index); Macon, AL #28 in Alabama; Macon, AL index 32.4.
- Macon, AL: no CFPB county sample; Macon, AL metro area reading 0.5%.
- Macon, AL ZIP phases: 11 peak, 2 neutral.
- Macon, AL residential listings tracked: 14 across 6 ZIPs; Macon, AL candidate listings 7.
- Macon, AL HUD assisted properties: 2 with 142 units.
- Macon, AL lenders on watch: 1; largest Macon, AL footprint Auburnbank (1 branch).
- Macon, AL most distressed ZIP: 36078 at 26/100.
Macon, AL figures: DLRadar distress index; Macon, AL inputs: CFPB, FHFA, HUD, FDIC; Macon, AL rebuilt as sources refresh.
| Rank | Macon, AL ZIP | Score |
|---|---|---|
| 1 | 36078 | 26/100 |
| 2 | 36832 | 26/100 |
| 3 | 36804 | 25/100 |
| 4 | 36860 | 23/100 |
| 5 | 36830 | 21/100 |
| 6 | 36029 | 16/100 |
| 7 | 36866 | 16/100 |
| 8 | 36031 | 14/100 |
| 9 | 36039 | 14/100 |
| 10 | 36075 | 14/100 |
| 11 | 36083 | 14/100 |
| 12 | 36088 | 14/100 |
Most distressed Macon, AL ZIPs (0-100, 2026)
Mortgage delinquency around Macon, AL
No CFPB county sample covers Macon, AL; the metro area reading for Macon, AL (Auburn-Opelika, AL): 0.5% ninety-plus; Macon, AL area thirty-to-eighty-nine 2.3% (December 2025, Macon, AL); Alabama overall 1.1%.
Opportunity index: Macon, AL
Macon, AL index 32.4, Macon, AL phase watchlist; Macon, AL primary driver vacancy, Macon, AL second driver bank institutional. Macon, AL components: property stress 25.5, foreclosure pressure 23.2, listing discounts 39.1, bank stress 57.8, insurance 0.0; Macon, AL pulse 34.4; Macon, AL capital opportunity 29.3.
ZIP market phases inside Macon, AL
13 Macon, AL ZIPs carry a price-cycle phase; Macon, AL ZIPs by phase (Macon, AL), deepest drawdown first: neutral, +4.7% YoY, 1.0% off peak (Macon, AL): 36078; peak, +2.1% YoY, 1.0% off peak (Macon, AL): 36860; peak, +1.0% YoY, 0.2% off peak (Macon, AL): 36804; neutral, +4.7% YoY, 0.0% off peak (Macon, AL): 36029; peak, +0.9% YoY (Macon, AL): 36031, 36039, 36075, 36083, Macon, AL 36088, 36830, 36832; peak, +4.1% YoY (Macon, AL): 36089; peak, +1.4% YoY (Macon, AL): 36866.
Residential listings by Macon, AL ZIP
Macon, AL ZIPs with the most tracked Macon, AL residential listings: 36083 7 listings, 1 candidates, bank pressure 70; 36088 4 listings, 4 candidates, bank pressure 70; 36866 2 listings, 1 candidates, bank pressure 64; 36075 1 listings, 1 candidates, bank pressure 70 (Macon, AL); 36031 0 listings, 0 candidates, bank pressure 70; 36039 0 listings, 0 candidates, bank pressure 70. Macon, AL totals: 14 listings; Macon, AL candidates 7; active ZIPs 0.
HUD assisted housing in Macon, AL
2 assisted properties with 142 units sit in Macon, AL; largest Macon, AL properties: Sojourner, The (Tuskegee) 100 units, 100 assisted; E. D. Nixon Apartments (Tuskegee) 42 units, 42 assisted.
Lenders with branches in Macon, AL
Macon, AL lenders by branch count: Auburnbank (Macon, AL): stress 79, 1 branch low in Macon, AL.
Vacancy and permits, Macon, AL
2,416 of 9,653 Macon, AL housing units are vacant; Macon, AL permits, twelve months: 0 multifamily units in Macon, AL, 9 one-to-four unit units.
Work Macon, AL at the parcel level
Every Macon, AL parcel carries owner and address; every Macon, AL parcel carries APN; Macon, AL distress scores sit on the Macon, AL live board.
Macon, AL figures refresh with each source.
Macon, AL questions
Most distressed ZIP code in Macon County, AL?
ZIP 36078 leads Macon, AL at 26/100; next in Macon, AL: 36832 at 26/100; the Macon, AL average is 18/100.
Where does Macon County, AL rank for investment opportunity?
Macon, AL is #693 among all ranked counties, #28 in Alabama; the Macon, AL driver is vacancy; Macon, AL moved up 589 places.
How many mortgages are delinquent in Macon County, AL?
Macon, AL takes the metro area reading of 0.5% for December 2025; no CFPB county sample covers Macon, AL.
Which banks lend in Macon County, AL?
1 watched lenders hold Macon, AL branches; the largest Macon, AL footprints are Auburnbank (1).
More on Macon, AL
Macon County, AL distress report: public-record figures for Macon, AL; not legal advice for Macon, AL; not tax or investment advice; verify every Macon, AL record before acting.