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Mariposa County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Mariposa County, California? DLRadar grades every Mariposa County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Mariposa County breakdown.

  • Mariposa County's most distressed ZIP is 95306 at 29/100.
  • 13 ZIP codes tracked in Mariposa County, averaging 27/100 distress.
  • Mariposa County reads contraction — home values down 0.3% year over year.
  • Vacancy runs 31.4% across Mariposa County's tracked ZIPs, with a 13.2% poverty rate.
  • The typical Mariposa County home is worth about $397,300 against a ~$68,742 median income.
  • Lending headwind in Mariposa County sits at 36/100 — a forward read on distressed supply.

Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
19530629/100
29531129/100
39531829/100
49532529/100
59533829/100
69534529/100
79362328/100
89538928/100
99532127/100
109360126/100
119365326/100
129536925/100

Most distressed ZIP codes in Mariposa County (composite distress 0-100, 2026)

What is driving Mariposa County distress

Nothing here is estimated: Mariposa County is scored from filings alone, and its ZIPs average 27/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.

Mariposa County market phase and pricing

Phase for Mariposa County: contraction (-0.3% YoY). As pricing power fades, listings sit longer and sellers become reachable.

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Common questions

Which Mariposa County ZIP scores worst for distress?

ZIP 95306 leads Mariposa County at 29/100, recomputed monthly from public records.

What market phase is Mariposa County in?

Mariposa County reads contraction, with home prices down 0.3% year over year. Phase comes from FHFA House Price Index trajectory.

Which datasets feed the Mariposa County scores?

The inputs are all public: FHFA for the contraction path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 13 ZIP codes in Mariposa County run through the identical model used nationwide, the figures compare directly against any other market.

How much do distress scores vary between Mariposa County ZIP codes?

A county average hides the spread. Across the Mariposa County ZIPs DLRadar ranks, scores run from 29/100 in 95306 down to 25/100 in 95369, against a Mariposa County average of 27/100. Those 4 points separate the ZIPs worth working in Mariposa County from the rest.

What do Mariposa County home values and vacancy say about distressed supply?

The typical Mariposa County home carries about $397,300 of value against a median household income near $68,742. Vacancy across Mariposa County's tracked ZIPs runs 31.4% and the poverty rate is 13.2%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Mariposa County's foreclosure and tax-lien record and its 36/100 lending headwind.

Related

Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.

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