Mitchell County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Mitchell County, NC distress report, 2026: 4 ZIPs scored in Mitchell, NC, Mitchell, NC average 22/100; the top Mitchell, NC ZIP is 28749 at 28/100; Mitchell, NC market phase peak, Mitchell, NC prices +2.8% year over year.
- Mitchell, NC ranks #258 nationally (opportunity index); Mitchell, NC #11 in North Carolina; Mitchell, NC index 35.2.
- Mitchell, NC: no CFPB county sample; Mitchell, NC non-metro area reading 1.3%.
- Mitchell, NC ZIP phases: 4 peak.
- Mitchell, NC residential listings tracked: 7 across 2 ZIPs; Mitchell, NC candidate listings 2.
- Mitchell, NC HUD assisted properties: 2 with 32 units.
- Mitchell, NC most distressed ZIP: 28749 at 28/100.
Mitchell, NC figures: DLRadar distress index; Mitchell, NC inputs: CFPB, FHFA, HUD, FDIC; Mitchell, NC rebuilt as sources refresh.
| Rank | Mitchell, NC ZIP | Score |
|---|---|---|
| 1 | 28749 | 28/100 |
| 2 | 28705 | 20/100 |
| 3 | 28740 | 20/100 |
| 4 | 28777 | 20/100 |
Most distressed Mitchell, NC ZIPs (0-100, 2026)
Mortgage delinquency around Mitchell, NC
No CFPB county sample covers Mitchell, NC; the non-metro area reading for Mitchell, NC: 1.3% ninety-plus; Mitchell, NC area thirty-to-eighty-nine 3.4% (December 2025, Mitchell, NC); North Carolina overall 0.9%.
Opportunity index: Mitchell, NC
Mitchell, NC index 35.2, Mitchell, NC phase peak_opportunity; Mitchell, NC primary driver vacancy, Mitchell, NC second driver bank institutional. Mitchell, NC components: property stress 37.2, foreclosure pressure 40.4, listing discounts 30.1, bank stress 65.7, insurance 0.0; Mitchell, NC pulse 41.1; Mitchell, NC capital opportunity 26.3; Mitchell, NC seven-day change -0.3%.
ZIP market phases inside Mitchell, NC
4 Mitchell, NC ZIPs carry a price-cycle phase; Mitchell, NC ZIPs by phase (Mitchell, NC), deepest drawdown first: peak, +2.8% YoY (Mitchell, NC): 28705, 28740; peak, +2.2% YoY (Mitchell, NC): 28749; peak, +2.7% YoY (Mitchell, NC): 28777.
Residential listings by Mitchell, NC ZIP
Mitchell, NC ZIPs with the most tracked Mitchell, NC residential listings: 28777 5 listings, 2 candidates, bank pressure 61; 28705 2 listings, 0 candidates, bank pressure 63. Mitchell, NC totals: 7 listings; Mitchell, NC candidates 2; active ZIPs 1.
HUD assisted housing in Mitchell, NC
2 assisted properties with 32 units sit in Mitchell, NC; largest Mitchell, NC properties: Sunshine Hill Apartments (Spruce Pine) 25 units, 25 assisted; Wnc Mitchell County Group Home (Bakersville) 7 units, 6 assisted.
Vacancy and permits, Mitchell, NC
2,110 of 8,697 Mitchell, NC housing units are vacant; Mitchell, NC permits, twelve months: 0 multifamily units in Mitchell, NC, 68 one-to-four unit units.
Work Mitchell, NC at the parcel level
Every Mitchell, NC parcel carries owner and address; every Mitchell, NC parcel carries APN; Mitchell, NC distress scores sit on the Mitchell, NC live board.
Mitchell, NC figures refresh with each source.
Mitchell, NC questions
Most distressed ZIP code in Mitchell County, NC?
ZIP 28749 leads Mitchell, NC at 28/100; next in Mitchell, NC: 28705 at 20/100; the Mitchell, NC average is 22/100.
Where does Mitchell County, NC rank for investment opportunity?
Mitchell, NC is #258 among all ranked counties, #11 in North Carolina; the Mitchell, NC driver is vacancy; Mitchell, NC moved down 73 places.
How many mortgages are delinquent in Mitchell County, NC?
Mitchell, NC takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Mitchell, NC.
More on Mitchell, NC
Mitchell County, NC distress report: public-record figures for Mitchell, NC; not legal advice for Mitchell, NC; not tax or investment advice; verify every Mitchell, NC record before acting.