Monroe County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Monroe County, AL distress report, 2026: 17 ZIPs scored in Monroe, AL, Monroe, AL average 22/100; the top Monroe, AL ZIP is 36502 at 32/100; Monroe, AL market phase expansion, Monroe, AL prices +5.0% year over year.
- Monroe, AL ranks #320 nationally (opportunity index); Monroe, AL #11 in Alabama; Monroe, AL index 34.5.
- Monroe, AL: no CFPB county sample; Monroe, AL non-metro area reading 1.6%.
- Monroe, AL ZIP phases: 17 expansion.
- Monroe, AL residential listings tracked: 6 across 9 ZIPs; Monroe, AL candidate listings 3.
- Monroe, AL HUD assisted properties: 1 with 88 units.
- Monroe, AL lenders on watch: 4; largest Monroe, AL footprint United Bank (2 branches).
- Monroe, AL most distressed ZIP: 36502 at 32/100.
Monroe, AL figures: DLRadar distress index; Monroe, AL inputs: CFPB, FHFA, HUD, FDIC; Monroe, AL rebuilt as sources refresh.
| Rank | Monroe, AL ZIP | Score |
|---|---|---|
| 1 | 36502 | 32/100 |
| 2 | 36033 | 24/100 |
| 3 | 36726 | 23/100 |
| 4 | 36425 | 22/100 |
| 5 | 36439 | 22/100 |
| 6 | 36444 | 22/100 |
| 7 | 36445 | 22/100 |
| 8 | 36460 | 22/100 |
| 9 | 36470 | 22/100 |
| 10 | 36471 | 22/100 |
| 11 | 36480 | 22/100 |
| 12 | 36481 | 22/100 |
Most distressed Monroe, AL ZIPs (0-100, 2026)
Mortgage delinquency around Monroe, AL
No CFPB county sample covers Monroe, AL; the non-metro area reading for Monroe, AL: 1.6% ninety-plus; Monroe, AL area thirty-to-eighty-nine 4.7% (December 2025, Monroe, AL); Alabama overall 1.1%.
Opportunity index: Monroe, AL
Monroe, AL index 34.5, Monroe, AL phase peak_opportunity; Monroe, AL primary driver vacancy, Monroe, AL second driver construction. Monroe, AL components: property stress 23.9, foreclosure pressure 23.5, listing discounts 33.7, bank stress 54.1, insurance 0.0; Monroe, AL pulse 39.3; Monroe, AL capital opportunity 27.4.
ZIP market phases inside Monroe, AL
17 Monroe, AL ZIPs carry a price-cycle phase; Monroe, AL ZIPs by phase (Monroe, AL), deepest drawdown first: expansion, +5.0% YoY (Monroe, AL): 36033, 36401, 36425, 36439, Monroe, AL 36444, 36445, 36460, 36470, Monroe, AL 36471, 36475, 36480, 36481, Monroe, AL 36482, 36726, 36751; expansion, +5.2% YoY (Monroe, AL): 36502.
Residential listings by Monroe, AL ZIP
Monroe, AL ZIPs with the most tracked Monroe, AL residential listings: 36460 4 listings, 2 candidates, bank pressure 62; 36445 1 listings, 1 candidates, bank pressure 62; 36480 1 listings, 0 candidates, bank pressure 62; 36425 0 listings, 0 candidates, bank pressure 62 (Monroe, AL); 36439 0 listings, 0 candidates, bank pressure 62; 36444 0 listings, 0 candidates, bank pressure 62; 36470 0 listings, 0 candidates, bank pressure 62; 36471 0 listings, 0 candidates, bank pressure 62. Monroe, AL totals: 6 listings; Monroe, AL candidates 3; active ZIPs 1.
HUD assisted housing in Monroe, AL
1 assisted properties with 88 units sit in Monroe, AL; largest Monroe, AL properties: Rockwood Apartments (Monroeville) 88 units, 88 assisted.
Lenders with branches in Monroe, AL
Monroe, AL lenders by branch count: United Bank (Monroe, AL): stress 47, 2 branches low in Monroe, AL; First National Bank&Trust (Monroe, AL): stress 88, 1 branch low in Monroe, AL; Peoples Exchange Bank (Monroe, AL): stress 65, 1 branch low in Monroe, AL; Regions Bank (Monroe, AL): stress 57, 1 branch low in Monroe, AL.
Vacancy and permits, Monroe, AL
2,845 of 10,208 Monroe, AL housing units are vacant; Monroe, AL permits, twelve months: 45 multifamily units in Monroe, AL, 1 one-to-four unit units.
Work Monroe, AL at the parcel level
Every Monroe, AL parcel carries owner and address; every Monroe, AL parcel carries APN; Monroe, AL distress scores sit on the Monroe, AL live board.
Monroe, AL figures refresh with each source.
Monroe, AL questions
Most distressed ZIP code in Monroe County, AL?
ZIP 36502 leads Monroe, AL at 32/100; next in Monroe, AL: 36033 at 24/100; the Monroe, AL average is 22/100.
Where does Monroe County, AL rank for investment opportunity?
Monroe, AL is #320 among all ranked counties, #11 in Alabama; the Monroe, AL driver is vacancy; Monroe, AL moved up 48 places.
How many mortgages are delinquent in Monroe County, AL?
Monroe, AL takes the non-metro area reading of 1.6% for December 2025; no CFPB county sample covers Monroe, AL.
Which banks lend in Monroe County, AL?
4 watched lenders hold Monroe, AL branches; the largest Monroe, AL footprints are United Bank (2), First National Bank&Trust (1), Peoples Exchange Bank (1).
More on Monroe, AL
Monroe County, AL distress report: public-record figures for Monroe, AL; not legal advice for Monroe, AL; not tax or investment advice; verify every Monroe, AL record before acting.